Ask A Debt Collector

12/07/2015

Deadline is December 10th!

I'm really hoping a few of you will share this today, ESPECIALLY all of you in the GRVD that for some reason have hundreds of friends in your FB friend list.
The deadline is the 10th and unfortunately the support has not been what it has in past years. They're not even asking for money just for your old coats.

Please just share. Someone you know may be able to help.

The organizers behind the Christmas coat drive are appealing for help

09/26/2014

On the lighter, less attractive side ;)

Comb overs - because someone might be fooled eventually...right?

09/26/2014

Secrecy with respect to debt in a marriage or relationship can cause significant and irreparable harm.
If you and your partner are not talking openly about your finances, you are risking the relationship.
Yes, it's that simple.

It's called the last taboo with good reason, but experts say putting off financial discussions with your romantic partner is a recipe for disaster, Nisha Patel writes.

09/24/2014

Gimme a break! Just when you think it couldn't get any worse.......

Lately I seem to be getting a bunch of reader questions about debt collectors going after old debts. See this and this. Well the Federal Trade Commission has just announced they have halted the abusive debt collection practices of an operation that ...

09/22/2014

Know what really grinds my gears?

Governments, owned by corporations, run by psychopaths, lying about an imaginary economy based on debt, fueled by illegal wars, destroying ecosystems, poisoning our food & water, decreasing our education, increasing our prisons, manipulating the media, suppressing free energy, making us struggle, starving, humiliating and killing the rest of the world all whilst you pay taxes, you vote and YOU STAY SILENT!!!

Share if you agree

09/22/2014

Good morning!

How's about some sobering facts on a Monday morning?

The minimum payment on your bills isn't a dare; it's what's been mathematically calculated to drag your payment out so long that you pay at least DOUBLE what you actually owe. Keep in mind this isn't just for credit cards; it applies to every consumer loan in the world.
The only difference between banks and loan sharks?
The amount of time you're given before the compound interest on your loan compels them to come pounding on your door.

(Dissolving a credit card balance of $16,420.00 by making Minimum Monthly Payments will take approximately 135 years and 4 months to fully repay)

09/20/2014

She's a Pug Pug, a Pug Rocker!
-Lola

(official ADC mascot)

09/20/2014

Dearest loan sharks,

An open invitation
It is absolutely no secret how I feel about Payday Loan Racket's.
Its where dreams and debt collectors go to die.
That being said, I never want anyone to say I was not a fair man. So, if you are reading this, work for a Payday Loan joint, and can still string together some coherent words and phrases, please write to me and tell me where I have gone wrong.

Sincerely,
ADC

09/19/2014

Today's Favorite: #2 (default)

1. Scotland Votes Overwhelmingly For Continued Subjugation And The Status Quo Scottish citizens made their voices heard loud and clear yesterday, using their 55.3 percent of the vote

09/19/2014

Yarrrrrrr, I see what did there ;)

From a fan. This is right up there, next to the rack of air guitars.

09/19/2014

Fact: The people of today are living off the generations of the future. Sure it's not fair and unlikely to change, easy when there is no one from the future generations here to defend themselves.
Since it's becoming ever more apparent that we simply do not care, here's my proposal to at least put our selfish & collective conscience to rest...........a half assed apology.
"Sorry about the financial mess we have saddled you with, future generations, but we simply couldn't resist spending more than we could afford."

Signed,
A bunch of self absorbed as****es

Surely we can do better than apologize. Surely we can get our own financial houses in order.

(pieces plagiarized from Crushing Debt/David Trahair, CA)

09/18/2014

Have an account in collections? Have many accounts in collections?
Print it, put it on the fridge right beside the house rules.

Thank you, CPBC

We have a new brochure that helps consumers better understand their rights & responsibilities when they get debt collection calls. Here's a link to the full brochure: http://goo.gl/Xd8rnX (I've also included a shortened version of what collectors can and can't do for you to share.)