Amarjit Johal Financial Advisor

Amarjit Johal Financial Advisor I can help you get mortgage to purchase your dream home or refinance with best product according to your need.

As a Mortgage Alliance Professional, I offer one-stop convenience and impartial advice. Different financial Institutions and Lenders offer a wide range of mortgage
rates, terms, and conditions. By shopping wisely, I can find the mortgage that best suits your financial needs. As your Mortgage Broker I will help you understand how different rates, terms and conditions can affect the lifetime cost o

f your home, your monthly payments and financial flexibility . By presenting your requirements to a variety of Canada's major Lenders, your mortgage can be secured at lower than advertised rates, usually within hours and most often free of charge

“The Retirement Risk No One Talks About”⚠️ The biggest retirement risk…is NOT what you thinkMost people plan for:✔️ Savi...
05/09/2026

“The Retirement Risk No One Talks About”

⚠️ The biggest retirement risk…
is NOT what you think

Most people plan for:
✔️ Saving
✔️ Investing
✔️ Retirement age

But almost no one plans for:
👉 A serious illness

Cancer, stroke, or heart attack can happen
BEFORE retirement 😳

So what happens then?
💸 Savings get drained
💳 Debt piles up
📉 Investments get pulled early

And suddenly…
your retirement plan is off track

Protect your future BEFORE it happens
Call me at 604 786 7777 for information on Disability Insurance

🚫 Major setback to retirement goalsNow imagine if that money didn’t have to come from savings…This is why protection mat...
05/07/2026

🚫 Major setback to retirement goals

Now imagine if that money didn’t have to come from savings…

This is why protection matters.

It’s not fear-based—it’s future-proofing your life.

Let's discuss DISABILITY INSURANCE. Give me a call at 604 786 7777

Here’s what most people don’t realize:If you withdraw from your retirement savings early…💥 You get taxed💥 You lose futur...
05/05/2026

Here’s what most people don’t realize:

If you withdraw from your retirement savings early…
💥 You get taxed
💥 You lose future growth
💥 You delay your retirement

One decision during a crisis can impact your finances for YEARS.

There’s a way to cover unexpected costs
without sacrificing your future.

Let's plan together! Let's discuss Disability Insurance -> 604 786 7777

Most people plan for retirement…But almost no one plans for a serious illness 😳If something like cancer, a heart attack,...
05/05/2026

Most people plan for retirement…

But almost no one plans for a serious illness 😳

If something like cancer, a heart attack, or stroke happens before retirement —
👉 where does the money come from?

Savings? Loans? Selling investments early?

All of those can derail your entire retirement plan.

There’s a smarter way to protect what you’ve worked so hard for.

CALL ME today to learn more about Disability Insurance -> 604 786 7777

Your ability to earn an income is your most important asset. It is important to insure your ability to earn an income if...
04/22/2026

Your ability to earn an income is your most important asset. It is important to insure your ability to earn an income if say due to a prolonged illness or injury you are unable to work.

52% of Canadians do not have any coverage through an employer and of the 48% who have a group insurance plan - the coverage is not enough to cover monthly expenses.

contact me now so we can further discuss Disability Insurance! 604 786 7777

Another way you can enhance your charitable giving using life insurance:2. Charity owned life insurance- Purchase a life...
04/21/2026

Another way you can enhance your charitable giving using life insurance:

2. Charity owned life insurance

- Purchase a life insurance policy and make the charity the owner and beneficiary. You pay the premiums.

- Every year you receive a tax credit in the amount of the premium paid

- Maximum docnation credit is 75% of net income per year while living

- unused credits can be carried forward up to 5 years

- Charity has access to cash value and they control the policy

Contact me for more information: 604 786 7777

Let's talk about the different ways a donated dollar can be stretched. Enhance your charitable giving using life insura...
04/17/2026

Let's talk about the different ways a donated dollar can be stretched. Enhance your charitable giving using life insurance.

Here is one way that allows you to enhance your donation to the charity of your choice and potentially pay less tax:

1. Personally owned life insurance

- Purchase a Life insurance policy where you are the owner/payor of the policy with your chosen charity as the beneficiary

- Policy growth is tax free increasing your overall donation

- when you die the charity receives the death benefit tax-free

- Your estate receives a tax credit of up to 100% of net income for both the year of death and the year immediately preceding it

- You have access to the cash value during your life as the owner of the policy

- Can change the beneficiary at any time

A tax free permanent insurance policy can make sure your financial legacy extends all the way to your grandchildren. Con...
04/16/2026

A tax free permanent insurance policy can make sure your financial legacy extends all the way to your grandchildren. Contact me for more information on how you can do this: 604 786 7777

A tax-free permanent insurance policy can make sure your financial legacy extends all the way to your grandchildren. Yo...
04/15/2026

A tax-free permanent insurance policy can make sure your financial legacy extends all the way to your grandchildren. You can take out an insurance policy on your adult children and investment growth in these plans is not subject to annual taxation, increasing your overall wealth. As the owner of the plan, you control money growing inside and can access it during your lifetime if needed.

Contact me now for more info: 604 786 7777

Are you passing money down to the next generation? A tax-free permanent insurance policy can make sure your financial l...
04/14/2026

Are you passing money down to the next generation? A tax-free permanent insurance policy can make sure your financial legacy extends all the way to your grandchildren.

Have you considered a generational wealth transfer using permanent life insurance? You can take out an insurance policy on your adult children and investment growth in these plans is not subject to annual taxation, increasing your overall wealth.

Contact me for more information and let's get you started! > 604 786 7777

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Vancouver, BC
V5X3G9

Opening Hours

Monday 10am - 5pm
Tuesday 10am - 5pm
Wednesday 10am - 5pm
Thursday 10am - 5pm
Friday 10am - 5pm
Saturday 10am - 5pm
Sunday 10am - 5pm

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