Dominic Cho, TD Mortgage Broker

10/04/2022

continues to trend well above desired rates in most advanced economies. However, there are signs that the commodity price shock and supply chain problems that were behind the initial surge have abated. Read our latest report for more.

Inflation Tracker

09/20/2022

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12/08/2021

The Bank of Canada has been signaling that short-term interest rates are poised to move higher in 2022, which has contributed to upward pressure in bond yields across the curve. Our latest report analyzes what to expect moving forward.

In late October, the Bank of Canada engaged in a bout of expectations management, sending a strong message to Canadians that they would do what's necessary to bring inflation under control. In doing so, it laid bare that higher rates could be in the pipeline. Our own forecast envisions three rate hi...

12/08/2021

The has left its key lending rate unchanged at 0.25%, but said the economy "continues to require considerable monetary policy support." The Bank reiterated that it expects interest rates to remain unchanged until the "middle quarters of 2022."

12/08/2021

Vancouver budget passes with last minute changes — and 6.35% increase in property tax

Vancouver council has passed a budget that provides greater funding than originally proposed for the police and fire departments, climate action and other social programs — and with it came a higher property tax bill than originally proposed.

06/04/2021

Have you heard about changes being proposed to Canada's Stress Test? Here's what's changing and how it impacts today's homebuyers.

Have you heard about changes being proposed to Canada's Stress Test? Here's what's changing and how it impacts today's homebuyers.

06/04/2021

addresses issues relevant to the economic outlook, starting with progress on battling the pandemic, followed by the outlook for North America's red-hot housing market, and how supply chain disruptions are impacting the economic recovery

TD Economics addresses issues relevant to the near-term economic outlook. It delves into topics such as vaccine rollouts, housing markets and supply chains.

05/21/2021

Amendments to the minimum qualifying rate for uninsured mortgages

Today, the Office of the Superintendent of Financial Institutions (OSFI) announced that, effective June 1, the minimum qualifying rate for uninsured mortgages (i.e., residential mortgages with a down payment of 20 percent or more) will be the greater of the mortgage contract rate plus 2 percent or ....

05/17/2021

Canadian housing starts remain rock solid in April

This report is provided by TD Economics. It is for informational and educational purposes only as of the date of writing, and may not be appropriate for other purposes. The views and opinions expressed may change at any time based on market or other conditions and may not come to pass. This material...

02/12/2017