Cash Management Group

Cash Management Group Top Performing Team at Canaccord Genuity. Service. Advice. Performance. Expect it. Social Media Disclaimer: http://ow.ly/XvqU30o8uTc

The Cash Management Group at Canaccord Genuity manages over $5 billion of institutional cash, a highly competitive foreign exchange program and an exclusive private client wealth management service. Our team's priority is to protect your capital and enhance your yield through our deposit network with 45+ financial institutions across the country. Within our team of over twenty associates, we conti

nuously identify opportunities with the vision to build, preserve and enhance the wealth of our clients. As part of Canaccord Genuity, we operate as a fully independent firm as we do not offer our own proprietary investment products thus providing the best advice to our clients. Contact us for more information:
604.643.0101
www.cgcashgroup.ca

From St. George’s School to Cash Management Group.We’re proud to have four St. George's School alumni contributing to th...
08/18/2026

From St. George’s School to Cash Management Group.

We’re proud to have four St. George's School
alumni contributing to the CMG team: Stefan Linden, CIM®, Senior Investment Advisor & Portfolio Manager; Ronac Chauhan, Business Development; and our summer interns, Lennon Lazare and Henry Jagger.

It’s great to see the St. George’s community represented across different generations and roles at CMG, and even better to provide opportunities for the next generation to learn alongside experienced professionals.

Once a Saint, always a Saint.

Each year, the Cash Management Group team comes together for our annual beach cleanup—an opportunity to give back to the...
07/28/2026

Each year, the Cash Management Group team comes together for our annual beach cleanup—an opportunity to give back to the community that has supported us for so many years.

From collecting litter along Vancouver's shoreline to spending time together outside the office, it's a reminder that meaningful change often starts with small actions and a shared commitment.

A big thank you to everyone who volunteered their time to help protect our local beaches. We're proud to be part of a community that values both financial well-being and environmental stewardship.

07/24/2026

Did you know one good year could wipe out your entire OAS payment? It’s called the clawback. Past about $95,000 of income, the government takes back 15¢ of every dollar over — and once you’re up around $155,000, your OAS is gone completely for the year. Here’s the trap: it counts everything — your RRIF, your CPP, and one-time hits like selling a cottage or a rental. A man who sold his cottage one summer pushed his income high enough to lose his entire OAS for that year, roughly $9,000, gone. The fix is to spread big sales or withdrawals across years, so no single year spikes.

Every Canadian over 60 should know this — send it to someone who’s retired, and follow for more Canadian retirement and OAS planning.

Book a meeting: http://calendly.com/cashgroup-privatewealth-cgf
604.643.0101
[email protected]

07/23/2026

This retired couple handed the CRA an extra $100,000 without realizing it. A teacher and her husband, an engineer, with $1.4 million saved, avoided touching their RRSPs for years to dodge tax. But at 71 those accounts are forced open, and all that deferred money came flooding out on top of their other income, in the highest brackets. The fix was simple: draw it down earlier, in their low-tax years, and smooth it out.

Have you converted your RRSP yet, or are you waiting until 71?

Book a meeting: http://calendly.com/cashgroup-privatewealth-cgf
604.643.0101
[email protected]

07/22/2026

If you have a large RRSP, a massive tax bill could already be waiting for you. A 70-year-old I met — a modest earner who’d quietly built a big RRSP — got a tax bill in retirement bigger than any he’d paid while working, all because of that one account. You never paid tax on the money going in, so the government is still your partner in it. Wait too long and it all comes out at once, at the highest rates, stacked on CPP and OAS. If you’re in your 60s with a big RRSP and no drawdown plan, that fuse is already lit.

Book a meeting: http://calendly.com/cashgroup-privatewealth-cgf
604.643.0101
[email protected]

07/21/2026

One retirement insight has changed more financial plans than almost anything else I’ve seen.

After years of helping Canadians prepare for retirement, one thing continues to surprise people.

Most believe retirement success is determined by how much they’ve saved.

In reality, one of the biggest factors is how efficiently you turn those savings into reliable, tax-efficient retirement income.

Understanding this before you retire can significantly impact how long your savings last and the lifestyle you’re able to maintain.

• a larger portfolio doesn’t always translate into a better retirement. Income planning is often just as important as investment performance.

• The retirement income strategy many Canadians overlook. Learn how CPP, OAS, pensions, registered accounts, and personal investments work together.

• The costly assumptions that can affect long-term financial security. Small planning decisions today can have lasting consequences in retirement.

• Practical principles used in professional retirement planning. The goal isn’t simply accumulating wealth—it’s creating sustainable income that supports your lifestyle.

• Why planning ahead creates more flexibility. The earlier you understand these concepts, the more opportunities you have to optimize your retirement.

Retirement planning isn’t about guessing. It’s about making informed decisions that align your investments, taxes, government benefits, and income strategy into a plan designed to support you for decades.

If you found this discussion valuable, let us know in the comments:
What aspect of retirement planning would you like us to cover next?

07/20/2026

Most Canadians think they need millions more to retire than they actually do — and that fear is keeping them working for nothing. I met a 61-year-old couple who put in three extra years out of fear they hadn’t saved enough. They had. The retirement industry profits from that fear. Here’s the truth: your number isn’t a headline, it’s about 25 times what you spend in a year. Live on $60,000 on top of CPP and OAS, and your target is closer to $1.5 million, not $3 million. A lot of people could retire today and don’t realize it.

So what’s your retirement number? Take a guess in the comments, and follow for more Canadian retirement planning.

Book a meeting: http://calendly.com/cashgroup-privatewealth-cgf
604.643.0101
[email protected]

07/17/2026

If you’re over 55 with a large RRSP, a six-figure tax bill may already be building — and you can’t see it yet. You never paid tax on that money going in, so the government is still a partner in the account. Every dollar is taxable coming out, and at 71 it’s forced out whether you need it or not, stacked on top of CPP and OAS.

I met a couple, both teachers, with $900,000 in RRSPs who left it untouched “to save tax” — and quietly built a bill about to explode.

The fix is to start drawing it down in your low-income years, before that wave hits.

Book a meeting: http://calendly.com/cashgroup-privatewealth-cgf
604.643.0101
[email protected]

07/17/2026

If you’re over 55 with a large RRSP, a six-figure tax bill may already be building — and you can’t see it yet. You never paid tax on that money going in, so the government is still a partner in the account. Every dollar is taxable coming out, and at 71 it’s forced out whether you need it or not, stacked on top of CPP and OAS.

I met a couple, both teachers, with $900,000 in RRSPs who left it untouched “to save tax” — and quietly built a bill about to explode.

The fix is to start drawing it down in your low-income years, before that wave hits.

Book a meeting: http://calendly.com/cashgroup-privatewealth-cgf
604.643.0101
[email protected]

Address

2500-1133 Melville Street
Vancouver, BC
V6E4E5

Telephone

+16046430101

Website

Alerts

Be the first to know and let us send you an email when Cash Management Group posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Cash Management Group:

Shortcuts

Share

Category