Jenny Chan-DLC Clear Trust Mortgage

04/29/2026

Bank of Canada Holds Steady: What it Means for You 🤔💭

The Bank of Canada has decided to maintain the overnight rate at 2.25%. By calling the current rate “appropriate,” the Bank is signaling a cautious, data-driven approach. Essentially, they are in a "wait and see" mode, watching how inflation and economic growth balance out before making the next move.

The Bank of Canada held interest rates steady, saying adjustments to borrowing costs would be likely be small if the economy and inflation evolve as expected.

03/30/2026

03/18/2026

🏦Bank of Canada Holds Steady at 2.25%:

What This Means for the BC Housing Market

The Bank of Canada announced today that it is maintaining the overnight rate at 2.25%. While many were hoping for a cut, the central bank is taking a cautious "wait and see" approach as inflation nears its 2% target.

Key Takeaways:

✨Variable Rate Holders: Your payments remain stable for now. No immediate relief, but no new pressure either.

✨ Fixed Rate Outlook: Bond yields have already priced in this "hold," but global economic shifts mean 3-year and 5-year fixed rates may still see minor fluctuations.

✨ The BC Window: With local inventory at a healthy level this spring, the current stability provides a "calm before the storm" window for buyers to secure a home before potential late-year rate cuts drive up competition.

If your mortgage is up for renewal in 2026, don’t wait for the bank’s letter. Let’s talk about a Rate Hold strategy today.

02/17/2026

祝新的一年各位 🧧🧧🧧

「馬上有房，幸福進門！ 祝您馬年『貸』來好運，『款』待家人。新的一年，住進理想家，生活馬到渠成，更上一層樓！」 😘💪😎

02/09/2026

I am incredibly honored to receive the Premiere Performance Award fo 2025. This recognition is a reflection of the trust my clients place in me and the hard work that goes into every file.

A huge thank you to my amazing clients, my referral partners, and the team that supports me. I truly love what I do, and I’m looking forward to helping even more families achieve their homeownership goals this year! 🏠✨🥰

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12/10/2025

The Bank of Canada has held its policy rate at 2.25%, a move widely expected by markets. Lenders’ prime rates remain at 4.45%, keeping borrowing costs steady for variable-rate borrowers.

10/29/2025

🏡 Mortgage update – Bank of Canada rate cut!
The BoC just lowered the rate by 0.25% to 2.25%, but hinted this might be the last rate cut for a while.

✅ Variable mortgage payments may drop slightly
✅ Good timing for pre-approvals before rates stabilize
✅ Smart time to explore refinance or debt consolidation

If you’re thinking of buying, refinancing, or renewing in the next 6–12 months, now is a great moment to plan. Send me a message and I’ll give you a free mortgage strategy session based on your goals. 👍

10/28/2025

🇨🇦 The Bank of Canada is expected to deliver a second straight rate cut this week, as U.S. tariffs hit exporters and PM Carney readies a big-spending budget to lift growth. Let’s wait for the announcement tomorrow

The Bank of Canada is likely to cut interest rates to help an economy that’s suffering more damage from U.S. tariffs, even as Prime Minister Mark Carney finalizes plans for a stimulative budget to boost growth.

10/16/2025

而家市場係啲咩情況？ 你身邊有冇朋友想賣樓賣極都賣唔去呢？ 加拿大減息有冇幫助救市場？ 5分鐘講俾你聽。

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Jenny Chan -Vancouver Mortgage Broker
📱 Tel: 604-773-3617
📧 Email: [email protected]
💬 WhatsApp: https://wa.me/message/BKUK3OPS2CPPI1
💬 WeChat: jennyytchan

Francine Mo -Greater Vancouver Real Estate Agent
📱 Tel: 604-767-9882
📧 Email: [email protected]
💬 Wechat: doubleeemama

#貸款經紀 #房屋貸款 #加拿大 #利息 #貸款 #銀行貸款 #加拿大買房 #加拿大 #買房 #買房攻略 #加拿大移民 . #貸款經紀 #姐姐

https://youtu.be/H22hhsOJQl4?si=4oJhHtj49LY_hwqW

而家市場係啲咩情況？ 你身邊有冇朋友想賣樓賣極都賣唔去呢？ 加拿大減息有冇幫助救市場？  5分鐘講俾你聽。Jenny Chan -Vancouver Mortgage Broker📱 Tel: 604-773-3617📧 Email: [email protected]💬 W...

10/09/2025

Saw It from social media today. Want FIFA tickets? If you need a second mortgage I can help you 😜

⭐️ ⭐️ I always advise my clients to consider refinancing their mortgage only when there is a clear financial need, such as for family essentials, investment opportunities, or debt consolidation.

Refinancing for the purpose of increasing debt to fund personal leisure or hobbies is not recommended. 😜

09/17/2025

🚨 Breaking: The Bank of Canada has cut its policy rate by 25 bps to 2.50%, marking the 8th cut in this easing cycle. Lenders are expected to lower prime rates in the coming days, easing costs for variable-rate borrowers.

🚨 Breaking: The Bank of Canada has cut its policy rate by 25 bps to 2.50%, marking the 8th cut in this easing cycle. Lenders are expected to lower prime rates in the coming days, easing costs for variable-rate borrowers.