Anton Govednik

12/25/2021

Wishing you and your family a Merry Christmas and a Happy New Year.

07/12/2021

Are you thinking about your life after retirement? I can help.

Buying an annuity can guarantee expected cash flow in retirement After spending years working, you’re closer to retirement and might be thinking about what that means. Along with the excitement of entering this new phase of life, there are a number of things to consider: What will my spending look...

04/28/2021

When was the last time you updated your financial plan?

42% of Canadians say that money is their biggest source of stress1. Because stress is so closely tied to physical and psychological health, taking care of your finances can have lots of positive effects on your life. It can also help you prepare for and handle the unexpected in your daily life! The....

02/18/2021

Starting to think about how to draw income in retirement? I can help!!

There are three important considerations to keep in mind when you’re building a retirement income strategy: Annuities Systematic Withdrawal Plans Guaranteed Lifetime Income Benefits To determine what's right for you, you’ll need to look at how each of the following could impact or influence how ...

01/22/2021

Compound Interest is your best friend.

It seems like an obvious idea: By starting to save in your 20s rather than your 40s, you’ll have more money by the time you retire. But research shows that only about 3 in every 5 Canadians – and just half of 25-to-34-year-olds – are actively saving for retirement. On top of that, many Canadia...

12/02/2020

It is important for you and your soulmate to decide on how both will finance your retirement. Click on the link below to see the full guideline on how to do that.

Entering retirement is a reason for you to celebrate. It can mean having more time with grandkids, traveling and doing other things you love. Whether you’re married or in a serious relationship, it’s important that you’re both on the same page as you decide how you’ll finance your retirement...

12/02/2020

While it is not at the top of millennial's priority lists, life insurance should be considered an important purchase for them and here is why.

Born into the age of technology, Millennials are living a fast-paced, plugged-in lifestyle, balancing new careers, young families, settling into first homes, and actively advocating for causes that are close to one’s heart.

10/07/2020

“The question isn’t at what age I want to retire, it’s at what income.” - George Foreman

So, have you prepared financially for your retirement?

A financial plan can help you adjust to retirement You’ve worked hard to save for retirement – prioritizing your goals along the way. We know how exciting retirement can be after years of hard work. So have you considered how you’re going to spend your “me time”? How long you’ll live is ...

08/05/2020

What is your bank not telling you about your investments?

If you’ve made the decision to invest some of your money, you may be wondering which option will offer you the best bang for your buck. Two of the most popular choices among investors are mutual funds and segregated fund policies. What are mutual funds and segregated funds? Mutual funds let inve...

07/14/2020

Are you part of the Sandwich Generation that still hasn’t had “the estate plan talk”?

You play an important role in protecting your parents' legacy Do you remember when your parents sat you down for the talk? Back then, it likely included some awkward moments and uncomfortable feelings. It could be time for another talk, but this time you’d be starting a conversation your parents...

06/19/2020

Is your mortgage insurance working for you or the bank? Know the difference.

Which of your needs are met by each product? If you’re buying a home or renewing an existing mortgage, you may be offered group insurance by your lender or broker. You put a lot of money towards your home, so it’s worth taking steps now to protect your investment. Mortgage life insurance is typi...

06/11/2020

Looking for a more secure investment than the mutual funds? Segregated funds include an insurance contract that protects your investment and even makes it easy and efficient to pass your assets on to a beneficiary.

We all love the idea of earning a great return on our investments, but how comfortable are we when the markets take a turn? For some, the ups and downs are just part of market life. Yet for others, the ebb and flow can cause a lot of sleepless nights. If you are looking for a little security, a segr...