Capital Direct

Capital Direct 🍁 Helping Canadian Homeowners since 1997
➰ Flexi Line™️
🏠 Home Equity Loans
💵 Your money, for the things you care about.
🎵capitaldirect.ca🎵

Since 1997, Capital Direct has helped Canadian homeowners finance their dreams with their home equity. Our personalized home equity lending solutions and Flexi Line™ Line of Credit are designed to support your personal and financial goals. Call one of our nationwide offices or visit us at capitaldirect.ca! BC AN #101742 | Ontario Mortgage Broker Licence #10549 | Admin Licence #11408 | Alberta MW-9811291 | Nova Scotia 10769862.

Some things never change.  Home equity was and still is a powerful tool for homeowners looking to lower monthly payments...
08/27/2026

Some things never change.

Home equity was and still is a powerful tool for homeowners looking to lower monthly payments, invest in their business, fund home renovations, and so much more. 🏡

But don’t take it from us...

Swipe through to see what our clients were saying back in 1999 👉

What do a professor, an accountant, a salon owner and a retiree have in common?They’ve all come to us to put the equity ...
08/25/2026

What do a professor, an accountant, a salon owner and a retiree have in common?

They’ve all come to us to put the equity in their homes to work. 🏡

We’ve helped Canadian homeowners across all kinds of careers and life stages access funds for different goals, from consolidating debt and renovating their homes to investing in a business or creating more flexibility in their budget. 🍁

There’s no single type of person who uses home equity. Different people come to us for different reasons, but the common thread is a home they’ve built value in and a goal they want to move toward.

👉 Follow us for practical guidance on home equity and the possibilities it can create.

Homeowners have more options than they may realize when mortgage payments rise. 🏡😎🗞️ A recent Royal LePage survey found ...
08/20/2026

Homeowners have more options than they may realize when mortgage payments rise. 🏡😎

🗞️ A recent Royal LePage survey found that 38% of Canadians with an upcoming mortgage renewal expect their payment to increase. With a little planning, there are practical ways to create more flexibility and stay in control of your monthly budget.

Start by understanding your new payment, reviewing your cash flow and looking at how your mortgage, debts and other expenses work together.

💡 If you’ve built equity in your home, that may also open up additional financing options to consider.

You don’t have to figure it all out on your own. Our Mortgage Planners are here to help you understand what’s possible and find an approach that’s built for your goals.

Follow us for more practical homeowner tips!

Helping your parents age at home can mean planning for more than just renovations. 🏡As their needs change, new costs may...
08/18/2026

Helping your parents age at home can mean planning for more than just renovations. 🏡

As their needs change, new costs may come up across several areas, including:

🔨 Home modifications
🌱 Home maintenance
🤝 Home care and personal support
🚗 Transportation and everyday services

Thinking through these expenses early can help your family plan ahead and make it easier for your parents to stay safe, comfortable and independent at home.

👉 Helping your parents stay in their home? Follow our page for more tips on planning, costs, and using home equity.

Thanks for the kind words, Cheryl! ⭐⭐⭐⭐⭐Clear communication can make all the difference when navigating a  . We’re glad ...
08/13/2026

Thanks for the kind words, Cheryl! ⭐⭐⭐⭐⭐

Clear communication can make all the difference when navigating a . We’re glad Gerry was there to answer your questions, keep you informed by phone and email, and support you throughout the process.

Whether you’re looking to consolidate debt, fund renovations, or explore your mortgage options, our team is here to help.

Ready to explore your options? Visit us at capitaldirect.ca to get started. 🏡✨

The days of shopping around for low mortgage rates are over. 😌⁠⁠Our mortgage professionals work with a network of lender...
08/11/2026

The days of shopping around for low mortgage rates are over. 😌⁠

Our mortgage professionals work with a network of lenders, banks, and trusts across Canada to find a mortgage solution that fits your goals. We compare options, negotiate rates, and do the work behind the scenes so you don’t have to.⁠

With our $500 Best Rate Guarantee, you can be confident you’re getting the lowest rate available, or we’ll give you $500. (Terms and conditions apply. See our website for full details.)⁠

Fill out our 70-second mortgage application at capitaldirect.ca 🏡

Looking to tap into your   but unsure which option fits your plans? 🤔A   may suit you when you want flexible access to f...
08/06/2026

Looking to tap into your but unsure which option fits your plans? 🤔

A may suit you when you want flexible access to funds, are unsure how much you will need or expect expenses to happen over time.

A home equity loan may be a better fit when you know the amount you need, want one lump sum and prefer a defined repayment schedule.

The right choice depends on your goals, budget and how you plan to use the funds.

👉 We're here to help. Visit us at capitaldirect.ca to learn more about your options. 🏡✨

🏡 Owning a home in 1997 looked a little different...  Computers were just starting to find their way into Canadian homes...
08/04/2026

🏡 Owning a home in 1997 looked a little different...

Computers were just starting to find their way into Canadian homes, cell phones were still a novelty, and the housing market looked nothing like it does today.

Here’s a snapshot of Canadian homeownership in 1997:

🏔️ Greater Vancouver average home price: $340K
🏙️ Greater Toronto Area average home price: $210K
🤠 Calgary average home price: $146K
🏛️ Ottawa average home price: $143K
⚜️ Montreal average home price: $150K
🍁 National average home price: $160K
🔑 Canadian homeownership rate: 64%
🏢 National average monthly rent: $540
🖥️ Households with a computer: 13%
📱 Households with a cell phone: 19%
💿 Households with a CD player: 58%

It’s also the year Capital Direct was founded. 🍁

For nearly 30 years, we’ve helped Canadian homeowners navigate changing markets, rising home values, and life’s biggest milestones.

While a lot has changed since 1997, our focus has remained the same: helping make the most of the equity they’ve worked hard to build.

Own your home? Follow us for more content made just for you. 🏡🍁

07/30/2026

Thinking about building a laneway house? 🏡

For many homeowners, a laneway house can create space for family, generate rental income, or add long-term value to their property. But before you start planning, it's worth asking yourself these five questions:

1️⃣ Does your municipality allow laneway houses?�
Every municipality has different zoning rules, permitting requirements, and building regulations. Understanding what's allowed on your property is the first step.

2️⃣ Is your lot suitable?�
Lot size, layout, access to the laneway, and existing structures can all affect whether a laneway house is possible. A quick review of your property's characteristics can save time and money later.

3️⃣ What are you hoping to achieve?
Are you creating space for you to age in place, for your aging parents, generating rental income, or increasing your home's long-term value? Your goals will shape the design, budget, and timeline.

4️⃣ What will the project realistically cost?�
Beyond construction, remember to account for permits, utility connections, site preparation, landscaping, and unexpected expenses. Having a realistic budget helps you plan with confidence.

5️⃣ How will you finance the project?�
Many homeowners use the they've already built to help fund projects like this instead of waiting years to save the full amount.

Every property and financial situation is different, so it's worth exploring your options before making any major decisions.

👉 Follow our page for practical homeowner guides on home equity, renovations, and making the most of your property. 🏡

Thanks for the kind words, Robert! ⭐⭐⭐⭐⭐Lowering the interest on your   and making monthly payments more manageable can ...
07/28/2026

Thanks for the kind words, Robert! ⭐⭐⭐⭐⭐

Lowering the interest on your and making monthly payments more manageable can create valuable breathing room in your budget.

We're grateful we could help Robert move toward his financial goals with confidence.

Whether you're consolidating debt, planning renovations, growing your business, or simply looking for greater financial flexibility, your could help you take the next step.

Ready to explore your options? Visit capitaldirect.ca to get started. 🏡✨

Address

Vancouver, BC
V5Z1C6

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+16044301498

Alerts

Be the first to know and let us send you an email when Capital Direct posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category