Gina Knows Best

Gina Knows Best Gina Best is an award winning mortgage broker and co-owner of Mortgage Advantage West. Her service is exceptional.

Gina Best is an award winning mortgage broker and co-owner of Mortgage Advantage West and a bulldog, really, when it comes to getting her clients into mortgages that work for them. She is a strong believer in customer loyalty and considers every client to be a client for life. You can expect Gina to leave no stone unturned to get you the mortgage you wantโ€”and deserve.

Decided I needed a change of scenery ๐Ÿค“My new favourite place, Craft Cafe at the New West Quay โ˜•๏ธ๐Ÿฅช
09/08/2026

Decided I needed a change of scenery ๐Ÿค“

My new favourite place, Craft Cafe at the New West Quay โ˜•๏ธ๐Ÿฅช

๐Ÿ’ช Happy Labour Day!You worked hard for it - now kick back, relax, and enjoy the extra day off. ๐Ÿ˜ŽHave a safe and awesome ...
09/07/2026

๐Ÿ’ช Happy Labour Day!

You worked hard for it - now kick back, relax, and enjoy the extra day off. ๐Ÿ˜Ž

Have a safe and awesome long weekend! โ˜€๏ธ

TGIF! Do we know a Cathy? Or are we Cathy? ๐Ÿ˜‚
09/04/2026

TGIF! Do we know a Cathy? Or are we Cathy? ๐Ÿ˜‚

Old habits die hard - when Iโ€™m processing, I like to organize. These arrived recently - I must have been processing some...
09/03/2026

Old habits die hard - when Iโ€™m processing, I like to organize. These arrived recently - I must have been processing something huge, lol. ๐Ÿ˜‚ At least my pantry will be awesome! ๐Ÿซ™

๐Ÿ“ข Bank of Canada Holds at 2.25% - Now What?No increase. No decrease. The Bank of Canada is holding its key rate at 2.25%...
09/03/2026

๐Ÿ“ข Bank of Canada Holds at 2.25% - Now What?

No increase. No decrease. The Bank of Canada is holding its key rate at 2.25%.
Why? Because thereโ€™s a lot going on.

The Canadian economy is showing signs of improvement, but higher oil and gas prices, new U.S. tariffs and Canadian counter-tariffs are adding a whole lot of uncertainty.

Inflation is hovering around 3%, but hereโ€™s the important part: take gasoline out and it was 2.2% in July.

So for now, the Bank is sitting tight and watching what happens next. ๐Ÿ‘€

What does this mean for you? ๐Ÿค”

If you have a variable-rate mortgage or line of credit tied to prime, nothing changes today.

And a reminder: donโ€™t make mortgage decisions based on headlines or guesses about where rates are going.

Your mortgage. Your numbers. Your life. Make the decision that makes sense for you.

Questions? Talk to your mortgage broker. ๐Ÿ“ž๐Ÿ’ฌ๐Ÿ’ป Thatโ€™s what weโ€™re here for!

โžก๏ธ The next rate announcement is scheduled for Wednesday, October 28th, 2026. ๐Ÿ—“๏ธ

Gina Best
๐Ÿ“ฑ (604) 340-3600
๐Ÿ“ง [email protected]

๐Ÿ‚๐Ÿก September Home Maintenance Checklist ๐Ÿ› ๏ธFall is just around the corner, so nowโ€™s the time to get your home ready befor...
09/01/2026

๐Ÿ‚๐Ÿก September Home Maintenance Checklist ๐Ÿ› ๏ธ

Fall is just around the corner, so nowโ€™s the time to get your home ready before the weather turns. A little preventative maintenance now can help keep your home comfortable, safe, and protected through the colder months. ๐Ÿ

Save this post for later and pick a task or two off the list every weekend. You got this! ๐Ÿ’ช๐Ÿป

๐Ÿ ๐Ÿ’ธ Thereโ€™s truly a housing affordability crisis happening right now and itโ€™s taking the biggest toll on new home buyers ...
08/31/2026

๐Ÿ ๐Ÿ’ธ Thereโ€™s truly a housing affordability crisis happening right now and itโ€™s taking the biggest toll on new home buyers trying to enter the market โ€“ your adult kids. If youโ€™re looking for options to help them with their home purchase, this series is for you.

The housing crisis your kids are facing isnโ€™t just out-of-reach prices. Thereโ€™s also stricter mortgage qualification guidelines (including the stress test), unemployment exceeding 7% in Canada in 2025, the growing gap between salaries and home prices, and a volatile condo market in Vancouver and Toronto - to name a few. ๐Ÿ’ฐ๐Ÿ“ˆ So, here are a few ways to overcome the home-ownership barriers of this year and beyond.

4๏ธโƒฃ Reverse Mortgage:
If the previous arenโ€™t great options for your family, and you own your own home, you could consider a reverse mortgage. This would give you a lump sum or monthly installments of cash which you donโ€™t repay until you sell your home. ๐Ÿ”„๐Ÿ’ฐ

๐Ÿ“ข Regardless of how you choose to help, consulting a lawyer or mortgage broker is a good place to start. It can help you understand the legal implications of each option and be sure youโ€™re making an informed decision. If youโ€™d like to explore any of these further, with no cost or strings attached, reach out so we can set up a meeting. ๐Ÿ“ž๐Ÿ’ฌ๐Ÿ’ป

Gina Best
๐Ÿ“ฒ (604) 340-3600
๐Ÿ“ง [email protected]

Happy Friday! Don't know whether this deserves a laugh or a cry ๐Ÿ˜…๐Ÿ˜ฉ๐Ÿค•
08/28/2026

Happy Friday! Don't know whether this deserves a laugh or a cry ๐Ÿ˜…๐Ÿ˜ฉ๐Ÿค•

Sometimes you need to celebrate with donuts! ๐Ÿฉ
08/27/2026

Sometimes you need to celebrate with donuts! ๐Ÿฉ

Fruit salad for dinner ๐Ÿฅต ๐Ÿ‘๐ŸŠ๐Ÿซ๐Ÿ“
08/26/2026

Fruit salad for dinner ๐Ÿฅต ๐Ÿ‘๐ŸŠ๐Ÿซ๐Ÿ“

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Mortgage Advantage West 300/62 West 8th Avenue
Vancouver, BC
V5Y1M7

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