Mack Chaisson Mortgages

Mack Chaisson Mortgages Mack Chaisson is a Mortgage specialist at Clear Trust Mortgages Ltd.

05/12/2026

Real estate is affordable again?!?

With recent policy changes and shifting market dynamics, the conversation around "affordability" in British Columbia is getting a serious second look.

Whether it's new provincial housing legislation or the latest trends in regional inventory, the landscape is looking a lot different than it did a year ago.

The real question isn't just about the purchase price, it's about how you manage your monthly cash flow and the total cost of homeownership over the long term. Sometimes, the right strategy can make a "pricey" market feel a lot more accessible.

What’s your take? Are we seeing a genuine turning point or just a temporary breather? Let’s chat in the comments! 👇

Mack Chaisson
778-874-2451
[email protected]

05/06/2026

Don't you hate it when this happens? How many tests do they need to do!

04/30/2026

That's crazy...

🏠 March 2026 Market Update: What You Need to KnowThe March data is officially in, and it’s a bit of a mixed bag for the ...
04/21/2026

🏠 March 2026 Market Update: What You Need to Know

The March data is officially in, and it’s a bit of a mixed bag for the housing world. Whether you’re looking to buy, sell, or refinance, here’s the breakdown of what’s actually happening:

Inflation Took a Leap 📈

Headline inflation (CPI) jumped this month, the biggest monthly spike we've seen in a while. Bringing the annual rate to 2.4%.

Why?

A massive surge in energy and gas prices. While "core" inflation (excluding food/energy) stayed steadier at 2.2%, the overall heat in the economy means the "lower rates soon" narrative is hitting some speed bumps.

Questions about your specific numbers? Drop a "HOME" in the comments or shoot me a DM. Let’s look at your options. ☕️👇

HomeBuyingTips InflationUpdate

04/07/2026

Would you buy this home?

This is a beauty 2br apartment listed in the river district, perfect for a younger couple as a starter apartment.

Let's break down the numbers, and see what they actually look like!

Need a mortgage? Then you need Mack Mortgages!
📞 778-874-2451
📧 [email protected]

Navigating the housing market can feel like trying to read a map while the landscape is shifting. With the current confl...
03/27/2026

Navigating the housing market can feel like trying to read a map while the landscape is shifting. With the current conflict in the Middle East and the resulting "Iran war" headlines, many of you are asking: How does this affect my mortgage?

While global events can feel a world away, their impact on the Canadian economy is very real. Here is what we are seeing right now:

* 📈 Fixed Rates & Bond Yields: Geopolitical uncertainty often drives up oil prices and inflation fears. This causes government bond yields to spike, which lenders use to price fixed-rate mortgages. We’ve already seen some lenders edge their fixed rates up in response to the recent volatility.

* ⚖️ The Bank of Canada’s Balancing Act: The BoC recently held the policy rate at 2.25%, but they are watching the conflict closely. While they want to support a softening economy, the inflationary pressure from higher energy costs might delay any further rate cuts we were hoping for this year.

* 🏠 Market Sentiment: Uncertainty often leads to a "wait-and-see" approach. While some regions like the Prairies remain resilient, high carrying costs and global "noise" are keeping some buyers on the sidelines in Ontario and B.C.

The Bottom Line: If you have a renewal coming up in 2026, the "roller coaster" is real. Stability is the goal, but flexibility is the strategy.

Whether you're looking to lock in a rate before further shifts or want to explore variable options to ride out the storm, I'm here to help you find the calm in the chaos.

Has the recent global news changed your home-buying plans for 2026? Let’s chat in the comments. 👇

03/24/2026

What happens when bond yields go up?

Money becomes more expensive. The same bank offering a good rate, needs to adjust.

In the past two weeks we've seen a 0.60% increase in bond yields, this has already started hitting the mortgage market.

What does this mean?

Fixed rates are likely going above 4% cross the board. No more 3.69%, no more 3.79%. This is the new normal.

Variables are not affected, but this could change the pricing moving forward.

How am I helping my clients? We got ahead of the increases. Getting rate holds for 120 days making sure if the right property comes up, we are covered.

Always working to save my clients money. It's not the bank that saves you money. It's the broker.

📧 [email protected]
📞 778-874-2451

Mortgages can be confusing with all the specific verbiage that goes into it, sometimes you just need to break it down st...
03/19/2026

Mortgages can be confusing with all the specific verbiage that goes into it, sometimes you just need to break it down step by step.

I make sure my clients understand exactly what they are signing up for. Answering questions the entire time from start to finish.

03/18/2026

No change today (as expected) for variable rate holders. No change. Fixed rates on the other hand have seen an increase in the past few weeks with bond prices spiking.

Bank of Canada says they will keep an eye on the data and will increase rates if the GDP continues to be stagnant.

Have questions? Let's chat!
📞 778-874-2451
📧 [email protected]

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600-1200 W 73rd Avenue
Vancouver, BC
V6P6G5

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