Richard Kan, Mortgage Advisor

10/17/2025

Will the BoC start raising rates again in 2026? Canada’s big banks can’t agree—and bond yields suggest fixed mortgage rates may not have much room left to fall.

Will the BoC start raising rates again in 2026? Canada’s big banks can’t agree—and bond yields suggest fixed mortgage rates may not have much room left to fall.

🔗 https://www.canadianmortgagetrends.com/2025/10/canadas-big-banks-diverge-on-2026-rate-forecasts-as-easing-cycle-nears-its-end/

10/13/2025

I’m happy to share that I’m starting a new position as Mortgage Advisor at CIBC

03/08/2023

The Bank of Canada is keeping its trend-setting interest rate right where it is, at 4.5%. It's the first time in more than a year that the central bank has decided not to raise its interest rate. Read more.

The Bank of Canada decided Wednesday to keep its trend-setting interest rate right where it is, at 4.5 per cent.

02/24/2023

For the first time in a year, Canada's inflation rate slowed to under 6% last month, according to Statistics Canada. Learn how this is impacting grocery prices, mortgage interest costs, and how this may be a sign that we could be avoiding a recession.

Canada's inflation rate slowed to 5.9 per cent in January, Statistics Canada said on Tuesday.

01/23/2023

01/20/2023

Happy Lunar New Year! May the Year of the Rabbit bring you and your family health, happiness, and prosperity.

01/20/2023

今年向您的新家迈出第一步。 从获得预批开始，您的固定利率将锁定长达130 天，这是截至 2023 年 1 月 9 日所有加拿大主要银行中最长的锁定期。* 此外，还可以节省 $1000 的法律费用！** 优惠于 2023 年 2 月 17 日结束。 详情请见 http://spr.ly/60033rNsS

01/17/2023

Start the new year with savings! Get up to $4,200 cash back* when you switch your mortgage to a new qualifying BMO Fixed or Variable Rate Closed Term Mortgage or Homeowner ReadiLine® with a term of 3 years or longer. Offer ends on February 17, 2023. Visit http://spr.ly/60003rNTo for details.