Josephine Gonzales

Josephine Gonzales Investment Advisor at CIBC Wood Gundy Disclaimer: www.cibc.com/pwm-socialmediadisclaimer

My mission is to be a leader in progressive, thoughtful and empathetic wealth counsel for the clients and communities I care about. I specialize in working with business owners and incorporated professionals who would like to create a strong investment strategy, as well as a retirement and succession plan for themselves, their families, and their businesses. Being a business owner demands a great

deal of your time, and there are many ways to ensure that from a financial perspective, you are taking advantage of all of the tools available to you to grow and keep more of your wealth, while ensuring that your wealth is also protected.

Bank of Canada increases interest rates again and equities aren’t reacting.
07/13/2023

Bank of Canada increases interest rates again and equities aren’t reacting.

The Bank of Canada (BoC) raised the overnight rate by 25 basis points (bps) today to 5.0%.

Early signs of wage growth slowing are an indicator the BoC’s fight against   is slowly gaining ground, economists said....
07/05/2023

Early signs of wage growth slowing are an indicator the BoC’s fight against is slowly gaining ground, economists said.

Early signs of wage growth slowing are an indicator the Bank of Canada's fight against inflation is slowly gaining ground, economists said, but it's too soon to tell whether Canadians will regain the purchasing power they lost amid sustained price growth.

Looking for detailed insights into what's going on in today's markets? Visit our Market Insights page for thorough analy...
12/12/2022

Looking for detailed insights into what's going on in today's markets? Visit our Market Insights page for thorough analysis of the latest market results and trends. https://bit.ly/3WdGHDO

12/07/2022

It’s critical for couples to get professional assistance with their finances when entering a blended family relationship, such as remarrying with children from a previous relationship, or if partners have accumulated significant assets before uniting.

After a volatile year for the stock and bond markets, it may be time to rebalance your portfolio by shifting assets back...
12/05/2022

After a volatile year for the stock and bond markets, it may be time to rebalance your portfolio by shifting assets back to match your original goals. Here are some things to keep in mind.

After a volatile year for the stock and bond markets, it may be time to rebalance your portfolio. Here's what to consider before making changes.

'tis the season to set financial boundaries and set them early..
11/17/2022

'tis the season to set financial boundaries and set them early..

Having conversations about financial boundaries can be intimidating, but there are ways to make compromises that keep the holidays feeling special without derailing your goals.

Canada’s annual inflation rate held steady in October, but some key gauges of underlying price pressures trended higher,...
11/16/2022

Canada’s annual inflation rate held steady in October, but some key gauges of underlying price pressures trended higher, likely keeping the central bank on track to press ahead with interest rate hikes. Read more below..

Canada’s annual inflation rate held steady in October, but some key gauges of underlying price pressures trended higher, likely keeping the central bank on track to press ahead with interest rate hikes.

Now is a good time to review your personal finances and take advantage of any tax planning opportunities before the Dece...
11/07/2022

Now is a good time to review your personal finances and take advantage of any tax planning opportunities before the December 31st deadline. CIBC's Jamie Golombek outlines a wide range of tax tips in his latest report: https://hearsay.social/3fM6t2y

10/31/2022

CIBC Asset Management’s Fixed Income Team shares this week’s economic and market update in the latest CIBC Asset Management Weekly Roundup report.

With inflation at its highest in decades, CIBC Asset Management's Michael Sager explains how alternative investments can...
10/11/2022

With inflation at its highest in decades, CIBC Asset Management's Michael Sager explains how alternative investments can help mitigate the impact on portfolios.

Embracing other asset classes can mitigate the impact of inflation on returns

With the youngest millennials closing in on their 30s, financial planning and awareness are becoming increasingly import...
08/23/2022

With the youngest millennials closing in on their 30s, financial planning and awareness are becoming increasingly important to them. Here are a few tips on how to ensure financial success in the future.

The youngest millennials are closing in on their 30s, which means financial awareness and understanding have become even more important, a financial advisor said.

As inflation continues to climb, investors are concerned that a recession may be near. However, CIBC's Ben Tal has faith...
05/19/2022

As inflation continues to climb, investors are concerned that a recession may be near. However, CIBC's Ben Tal has faith that we won't see a recession soon, “We got very strong numbers for Q1 and the indication is that the spring is relatively strong,.

But risk of recession remains, CIBC's Tal says

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