Katie Shen Mortgage Consultant

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Waiting for mortgage rates to drop? You may want to look at the numbers now.Variable-rate mortgage options remain compet...
08/15/2026

Waiting for mortgage rates to drop? You may want to look at the numbers now.

Variable-rate mortgage options remain competitive, while renewed pressure in the bond market is making the outlook for fixed rates less predictable.

So if a home purchase or refinance is already in your plans, don't base the decision only on hopes that rates will be lower later.

Instead, ask:

→ What can I qualify for today?
→ Fixed or variable—which makes more sense for me?
→ Would refinancing actually improve my financial position?
→ What happens to my payment if rates change?

Sometimes the right decision isn't about finding the absolute lowest rate.

It's about having the right mortgage strategy.

Planning a purchase or considering a refinance?
DM me “MORTGAGE” and I'll help you review your options.

Katie Shen | Senior Mortgage Consultant | BRX Mortgage



Rates and mortgage options are subject to change, lender criteria and qualification. Refinancing may increase total borrowing costs.

07/10/2026

🏡 Buy at the Bottom or Keep Waiting? 6 Signs the Lower Mainland Real Estate Market Is Turning

Many buyers are waiting for the market to feel clear and safe again.
But the problem is: once the market feels safe, the best opportunities are often already gone.

Buying real estate right now is like booking a patio table before the sun comes out in Vancouver.
While everyone else is checking the weather forecast, you still have options.
Once the sun comes out, there may be no tables left. ☀️

In this video, I break down why the Lower Mainland may be in the early stage of forming a market bottom:

📉 Sales are coming off the winter lows
🏘️ New listings are lower than last year
📊 Inventory is still high, but it is no longer growing as aggressively
💰 Prices are still below last year, but the decline is losing momentum
🏡 Detached and ground-oriented homes are waking up before other segments
🏗️ New construction is still weak, which may create a future supply shortage risk

This is not a boom.
This is not a signal that everyone should rush to buy.
This is the stage before confidence returns.

And this is exactly when prepared buyers often have the biggest advantage: choice, time, negotiation power, and sellers who are willing to listen.

If you are thinking about buying, moving up, or investing, call Katie today.
Let’s review your numbers, pre-approval, monthly payments, and buying strategy — before the market becomes obvious to everyone again. 📞

07/10/2026

🏡 Покупать на дне или ждать? 6 признаков разворота рынка в Lower Mainland and Fraser Valley.

Многие покупатели ждут, когда рынок снова станет понятным и безопасным.
Но проблема в том, что когда рынок уже выглядит безопасным, лучшие возможности часто уже ушли.

Покупка недвижимости сейчас — это как бронировать столик на patio до того, как в Ванкувере выглянуло солнце.

Пока все смотрят прогноз погоды, у вас ещё есть выбор.
Когда солнце выйдет — свободных мест уже может не быть. ☀️

В этом видео я разбираю, почему Lower Mainland сейчас может находиться в стадии формирования дна рынка:

📉 продажи начали отходить от зимних минимумов
🏘️ новых листингов меньше, чем год назад
📊 inventory всё ещё высокий, но уже не растёт так агрессивно
💰 цены всё ещё ниже прошлого года, но падение теряет силу
🏡 detached и ground-oriented homes оживают раньше других сегментов
🏗️ новое строительство остаётся слабым, что может создать риск дефицита в будущем

Это не бум.
Это не сигнал “всё срочно покупаем”.
Это стадия до возвращения уверенности.

А именно в такие периоды у подготовленного покупателя часто появляется главное преимущество: выбор, время, переговоры и продавцы, которые готовы слушать.

Если вы думаете о покупке, апгрейде или инвестиции — позвоните Кэти сегодня.
Разберём ваши цифры, pre-approval, платежи и стратегию покупки до того, как рынок снова станет очевидным для всех. 📞

#ПокупкаНедвижимости #ВанкуверНедвижимость #НедвижимостьВанкувер

Address

710 Sutherland Avenue Kelowna
Vancouver, BC
V1Y5X5

Telephone

+17782458918

Website

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