Goldenlight Financial Services Inc.

03/27/2023

Did you hear? Canada’s population grew by 1 million people.

How could the news impact the national housing market?

03/26/2023

Spring cleaning is good.

À l’approche de Noël, découvrez notre guide pour passer un temps des fêtes sans souci et apprenez, entre autres, comment ne pas attirer l’attention des voleurs.

03/26/2023

If you made it out of 2022 unscathed despite it being the worst year for the stock market since 2008, you may be feeling smug about your investing skills. You're not alone in cheering if you've ever picked a stock that soared or patted yourself on the back for jumping on a hot trend, like meme stocks or crypto, at precisely the right time.

But don't get too cocky.

As humans, if we see someone slip and fall, we tend to attribute the mistake to them, says Dan Egan, vice president of behavior finance and investing at Betterment. (As in, "Oh, they must just be a clumsy person.") But when we ourselves make the same mistake, we tend to attribute it to some outside factor, like the ground being slick.

"Our minds are very good at protecting and stroking our own egos,” Egan says.

This applies to investing, as well. If an investor buys an asset before it soars, they'll say "it's not that I got lucky — I was skillful," Egan adds. But if the price drops, there's a good chance they'll blame it on bad luck.

03/23/2023

How much will it cost you for Critical Illness and Disability Insurance? Good question. Do not assume its expensive till you call me to get a quote.

What’s more important, critical illness or disability insurance? The answer is both! Read this article to find out how insurance bundling can better protect you and your loved ones.

03/21/2023

How is my GIC Protected? 🔐💰

Credit Union Deposit Insurance Corporation (CUDIC) is a government corporation, established in 1958 that provides deposit insurance for members’ deposits. The Financial Institutions Commissions (FICOM), an agency of the Government of BC, is responsible for administering CUDIC and for regulating financial institutions operating in the province. 📊

All money on deposit and money invested in non-equity shares with a BC credit union is 100% guaranteed, including foreign currencies and accrued interest, regardless of the length of the term to maturity. 🥇

Click on the link in my bio to book a free appointment with me.

03/01/2023

Did you know that with most kinds of GICs, a fixed rate of return is also guaranteed, so you can count on regular income regardless of what the markets are doing? 🥇

This makes it easier to plan for cash needs during the year or when your investment matures. 📊

Working with me, you can arrange to receive income as monthly or annual payments or have your interest compounded to the end of the term. 💰

Click on the link in my bio to book a free appointment with me.

02/23/2023

If you ever wonder if a meal prep company right for you? Got2Eat Meals a Burnaby company is having a contest. check out this link, to enter the contest.

28 Likes, 4 Comments - Got 2 Eat Meals Ltd. () on Instagram: "New contest giveaway. Do you know which twin is which? Watch their latest tutorial on our reel feed then DM us with the answer. You’ll then be entered in a draw to win: 5 Meals 2 Breakfasts 1 dozen of our assorted protein m...

02/23/2023

How much information is out there about menopause? My naturopathic doctor shared this link with me. Have a look.

AlterEgo Health is a virtual menopause care clinic offering programs to those suffering with menopausal symptoms.

02/22/2023

Its a few days left in RRSP season. March 1 is last day to buy RRSP for you to use on your tax return. Check out this calculator to figure out which is the best way to put money into your RRSP. DM me to learn more.

Looking for an RRSP strategy? Try this calculator to compare and contrast contribution amounts, frequencies, and timing to find the best strategy for meeting your goals

02/22/2023

Cancer, heart attack and stroke are the 3 big killers in Canada. Imagine what is it like to survive from it? How much of your savings will you used to pay for unexpected bills? How much more will your unexpected bills be if it was a child or your child?

We tend to carry an insurance safety net to break our fall so we can continue to meet financial obligations in case of unforeseen life events. Does your safety net have any weak spots? Use this tool to find out and learn more about the benefits of critical illness insurance.

02/22/2023

How long will your savings last when you start using it as income? Calculate it!

02/16/2023

As part of a diversified portfolio, GIC delivers stability and growth, especially when interest is compounded within TFSAs, RRSPs, RRIFs and LIFs. 📊

Thanks to their guaranteed principal and returns, you can be sure that part of your portfolio is always producing – even in market downturns. 💵

▶ Do you want to learn more about GIC? Click on the link in my bio to book your free appointment with me.