Edward Jones- Financial Advisor: Esther Jian

09/08/2026

Dreaming of a home in the U.S. for winter escapes? You’re not alone.

But when planning a property purchase south of the border, it’s critical to understand the potential tax implications:

• U.S. estate tax may apply over $60K USD
• Foreign property over $100K CAD? Reporting may be required in Canada
• Rental income may face a 30% withholding tax (or require U.S. filings)
• Selling? Up to 15% may be withheld on the proceeds
• Too much time in the U.S. could make you a tax resident

You can enjoy your winters in the sun, but knowing your tax obligations upfront can help you avoid costly surprises.

Before signing a purchase agreement, speak with a cross-border tax professional to understand how it fits into your overall financial plan.

Edward Jones, its employees and financial advisors do not provide tax or legal advice. Consult a qualified tax or legal professional regarding your personal situation. This content is for informational purposes only.

09/03/2026

Many people think financial planning means picking investments, but investing is just one piece of a much bigger picture.

A real financial plan starts with your goals:

• Paying for your child's education
• Buying that dream cottage
• Retiring on your terms
• Leaving a legacy

Those goals are supported by a strategy where seven components work together:

✅ Financial management
✅ Asset management
✅ Tax considerations
✅ Retirement planning
✅ Risk management
✅ Estate planning
✅ Business planning

Alignment across these areas is what turns a strategy into a real plan.

Let’s talk about building a plan that puts you in control of your financial life.

08/28/2026

A new school year is just around the corner, and for many families that means it's time to start drawing from an RESP.

Julie Petrera, our Director of Financial Planning at Edward Jones Canada, shared some helpful perspective in The Canadian Press on the mistakes to avoid — like taking from the wrong portion of the account first, or leaving too much invested in equities too close to withdrawal time.

We work with media to share insights like these because the families we serve are asking these same questions every day. By contributing to credible publications, we help bring timely, trustworthy guidance to clients and families across Canada — not just in our own communities, but wherever these conversations are happening.

If education planning is on your mind, reach out. We're here to help.

As the school year approaches, families across the country are getting ready to tap into their registered education savings plans.

08/27/2026

Proud to support the Okanagan W**e Festivals Society as Presenting Sponsor for the 2026 season. Through experiences that celebrate local wineries, culinary excellence, and community connection, we're helping bring people together and showcase the best of the Okanagan. Looking forward to another great festival season.

08/24/2026

The 3rd Annual Edward Jones Golf Tournament in support of the Terry Fox Foundation is just weeks away. With events running simultaneously at Lionhead Golf Course in Brampton, ON and The Wilds in Holyrood, NL, this is the biggest year yet.

Every dollar raised goes directly to advancing cancer research through the Terry Fox Foundation.

Proud to be part of an organization that rallies together in support of a cause that impacts so many families.

08/20/2026

The transition from earning a paycheque to drawing from investments represents a significant shift. A structured financial plan can help transform uncertainty into clarity through a process that evolves with your life.

Effective retirement planning addresses multiple priorities:

• Housing decisions
• Travel goals
• Family support
• Preparing for unexpected costs

Regular reviews, at least annually or when circumstances change, ensure your plan reflects what's most important to you now.

This approach helps you prepare for milestones, curveballs, and cannonballs: the planned transitions, unexpected challenges, and major life events that require thoughtful reassessment. The result is confidence that your current spending and future goals can align.

At the end of the day, retirement income planning is about what your plan can enable, not what it will limit.

Let's build a retirement plan that supports what matters most to you. Reach out today to start the conversation.

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08/14/2026

Did you know dividends from Canadian companies can qualify for preferential tax treatment through the dividend tax credit depending on your individual circumstances? That's different from foreign dividends, which are generally taxed as ordinary income and may not qualify for the same tax credit treatment. It's an important distinction that can shape your overall tax picture.

As part of our tax planning strategies webinar series, we're breaking down practical insights like these, because smart financial planning matters all year long, not just at tax time. I can work with your tax professional to help make sense of what this means for your specific situation. Let's connect.

Edward Jones, its employees and financial advisors, do not provide tax or legal advice. Consult a qualified tax or legal professional regarding your personal situation. This content is for informational purposes only.

08/06/2026

When facing a liquidity event, you have a lot to think about — and it’s not just compensation and taxes. What could the future look like for you and everyone who’s important to you? I’m here to help you hammer this out and build a strategy for what's important to you. Let’s chat.

08/04/2026

Trying to predict the perfect moment to invest is tempting. But here's what history tells us: the best market days often show up during the most uncertain times, exactly when many investors are sitting on the sidelines.

Missing even a small number of strong market days over several decades can create a meaningful gap in long-term results. The challenge is that no one can consistently predict which days those will be.

This is why staying invested matters. A long-term approach allows you to participate in market growth over time, rather than risking being out of the market when opportunities emerge.

If you're unsure about staying invested or want to understand what approach fits your timeline, reach out. We can walk through it together.

When considering where to invest your hard-earned money, it's natural to wonder: should I wait for conditions to settle before investing?