MortgagesBy Annie

03/25/2025

A bond like no other, a love that only grows stronger with time. For every moment that creates memories, my heart is filled with endless gratitude for this experience as your mom. This love, this strength, this bond will continue forever, no matter where life takes us🌹

02/24/2025

🚨 Attention, British Columbia Home Owners! 🚨

The deadline for Spectax filings is fast approaching! ⏰ If you haven’t already, make sure to file your Spectax by March 31, 2025 to avoid late fees (2%) and penalties (10%).

What is Spectax? 🤔 Vancouver’s empty homes, the Government of Canada’s underused housing tax and the home owner grant program are different and adminstered separately from the speculation and vacancy tax.

GET READY - You will need:
✅ Ensure your paperwork is in order.
✅ Declaration CODE
✅ Letter ID
✅ Property Address
✅ Social Insurance number

www.gov.bc.ca/spectax.com
1-833-554-2323

Want help on completing your declaration?

Send an email 📩[email protected]

Frequently asked questions available on my website:
www.mortgagesbyannie.com

02/19/2025

02/07/2025

Mommy and Daughter adventure🤗

11/15/2024

🚨 Starting on January 1, 2025 the annual rent increase cap will be reduced from 3.5% to 3%..

Why is this important? 💡
Inflation has been outpacing rental price hikes in recent years, leaving many tenants feeling the strain of rising costs. With this new cap the government struggles but hopes to strike a better balance. By protecting tenants from excessive rent hikes and ensuring landlords can still maintain their properties.

🔑 What does this mean for renters??
The reduced cap rate will help limit annual rent increases, providing more stability and predictability for your housing costs.

🔑 What’s about landlords??
While rent increases are being moderated, landlords can still adjust rents within a reasonable range to keep up with market conditions and maintenance costs. Please note this does not apply to; commercial tenancies, non-profit housing tenancies where rent is geared to income, co-operative housing and some assisted-living facilities

Drop a comment below and let me know your thoughts Or maybe you have questions on how this impacts you?

🌐 www.MortgagesbyAnnie.com
📩 [email protected]

11/14/2024

11/14/2024

Everything changed so much when I became intentional with where and who I focussed my energy on..