Lydia Mae Zapanta

04/23/2022

A friendly reminder👍🏻

04/15/2022

A very good book, Almost finish reading it.

Understand the difference between the middle class and wealthy. Learn why wealthy becomes wealthier.

Being financially educated is really important especially to know where your hard earned money goes and how your money work.

04/09/2022

Visit our office located at Metro tower l near Metrotown Sky train station.

04/01/2022

Isipin ang kinabukasan lalo na’t hindi natin alam ang mga mangyayaring di inaasahan.

03/27/2022

Saving 10% in your salary is not taking risk at all, the only problem is you dont know how,where or when.

build your asset to beat inflation rathen than buying unnecessary stuff that loss its value as time goes by.

Take that first step. Ask for help if you dont know. Focus on your goal and it will be easier on the next step👍🏻

03/26/2022

Lack of financial knowledge is the major factor why people getting anxious towards their future. We don’t think of growing inflation,debt and challenges with money.

With proper financial education and planning how money works you lessen your worries you can be on the path to a more secure future.
Take action and start checking off your worry list.

Let’s talk for complimentary financial needs analysis.

03/13/2022

Let me know if you need one, i can help.

03/08/2022

This are the financial rules the you should follow in order to have the financial freedom that you want.

03/08/2022

Want to open RRSP?

Let’s talk!



https://fb.watch/bCtTHvqbPk/

02/26/2022

“Sometimes these conversations are difficult,But the important thing is to have those lines of communication open with your financial adviser and your family members because, ultimately … you just want to make sure you’re happy and you’re comfortable.”

Parents can start planning for retirement years before it happens, setting themselves up for the chance to retire early or simply live a retirement lifestyle

That’s why it’s important to start a retirement plan as soon as possible, not two years before you hope to live a retirement lifestyle. Give yourself time to create a plan that involves your children for when they move out and that financial strain is lifted.

developing a plan will help guide you like a road map towards your goal.
-Let’s talk!

Parents can start planning for retirement years before it happens, setting themselves up for the chance to retire early or simply live a retirement lifestyle

02/25/2022

One of the biggest is how you view your RRSP: is it your emergency savings fund or is it money for retirement? Withdrawing money from an RRSP during your working years to cover an emergency expense comes with hefty tax consequences. Every dollar you take out is added to that year’s income. That affects the amount of income tax you must pay as well as any income-based government programs you qualify for.

To avoid having to use RRSPs for emergencies, diversify your savings. RRSPs are not meant to be short-term savings. Open a savings account or non-registered investment to sock away emergency funds. There won’t be a tax break on this money, but you also won’t be penalized on your taxes for using the money to repair your car or buy a new hot water heater. And there won’t be credit-card interest to pay on these expenses because you’ll have cash for those bills.

Investments don’t need to be complicated, but if RRSPs are your only emergency fund, you’re setting yourself up for disaster. Seek the advice of an investment professional who can help you determine which products are best suited to meet your short- and long-term financial goals.

Message me for complimentary financial analysis.

Investments don’t need to be complicated, but if RRSPs are your only emergency fund, you’re setting yourself up for disaster

02/16/2022

Put 10 - 20% on your savings, pay your expenses before you spent. Not spent before you save.



https://fb.watch/bc_HIqMCYd/