Brian Gilliard, Home Financing Advisor

09/02/2026

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Headline: September 2nd BoC Decision: 7th Straight Hold at 2.25% 🇨🇦📉 As anticipated, the Bank of Canada held its benchmark overnight interest rate at 2.25% this morning. While the outcome matched market expectations, Governor Tiff Macklem’s statement highlighted a shifting balance of econ...

08/29/2026

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August Market Wrap & September Outlook: Preparing for the Fall Reset 🍂📉 As we move past the final stretch of August, the summer economic narrative has been defined by resilience and recalibration. While August provided a quiet window with no central bank policy meetings, the economic indicator...

07/30/2026

July Market Check-In vs. Forecast: A Stronger Foundation for August 📉📊 As we hit the final stretch of summer, the economic data from July gave us a much clearer picture of where the Canadian economy is heading. While the headlines are always full of noise, looking at the actual numbers versus ...

07/14/2026

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🌟 Great Connections & Collaboration (and Fresh Muffins!) It was fantastic catching up and reflecting on the energy from our recent event with Scotiabank's Chief Economist, Jean-François Perrault. A huge congratulations to our door prize winner, Dylan Fletcher with Sutton Group! 🏆 I also want ...

07/14/2026

🌟 Great Connections & Collaboration (and Fresh Muffins!) It was fantastic catching up and reflecting on the energy from our recent event with Scotiabank's Chief Economist, Jean-François Perrault. A huge congratulations to our door prize winner, Dylan Fletcher with Sutton Group! 🏆 I also want ...

06/10/2026

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Why the BoC is stuck in a corner? (and what it means for your wallet) The Bank of Canada is holding rates steady at 2.25% for the fifth straight time, but the backstory is messy. On one hand, Canada just entered a technical recession. On the other, gas prices are soaring due to global conflicts, and...

05/05/2026

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I’m still energized after an incredible two days out-of-market with the Ontario North team! 🚀 Success in our industry isn't just about the numbers; it’s about the strength of our collective expertise and our commitment to providing the best possible solutions for our clients. We s...

04/25/2026

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It was a pleasure hosting Tonya Currie, Steve Shamaoun, and Christina Ward from Scotiabank’s senior management team at our local branch today. We had a productive session connecting with local realtors to discuss how we can better collaborate to support the Sudbury community. By aligning our exper...

04/25/2026

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Building Partnerships over Great Food It was a pleasure hosting David Kurt and the talented team from Lake City Realty for lunch! At Scotiabank, I believe that the best mortgage solutions come from strong collaboration between specialists and realtors. Spending time away from the desk to talk strate...