Renee Hamilton Mortgage Broker

05/05/2025

Unlock retirement potential! Discover practical ways Canadian seniors are using reverse mortgages to boost income, downsize easily, fund home improvements, and consolidate debt. See real-life examples.

https://linktr.ee/reneehamilton

21/04/2025

Want to boost your credit score? Focus on the essentials: paying all your bills on time, keeping your credit card balances low (under 30% utilization), and avoiding closing older credit accounts. Regularly checking your credit report for errors and limiting new credit applications will also help you build a stronger financial future.

Read the full blog - https://linktr.ee/reneehamilton

16/04/2025

Thinking about getting a mortgage? Ever wondered how much it will cost you to use a mortgage broker? You might be surprised to find out the answer is usually $0. Get the facts by reading our blog: How Much Does It Cost to Use a Mortgage Broker?

https://linktr.ee/reneehamilton

14/04/2025

Want to give your kids the head start they deserve? A "living inheritance" could be the answer. This blog explores how using your home equity with a reverse mortgage can allow you to gift funds to loved ones today, helping them with big life steps like buying a home. Imagine seeing your gift grow with them! 🌱🏠 We break down the growth benefits (it might surprise you!) and how this strategy can empower the next generation.

24/10/2024

🚨 Big News: Bank of Canada Rate Cut! 🚨

The Bank of Canada has just announced a rate cut, and this could be a game-changer for your home financing! 🏡✨ Lower rates mean more affordable borrowing, especially for variable-rate mortgages.

What's the difference between fixed and variable-rate mortgages? 🤔

Fixed-Rate: Your interest rate stays the same throughout the term, offering stability and predictability in your payments. It's a great option if you prefer consistency, especially in fluctuating markets.

Variable-Rate: Your interest rate changes based on the Bank of Canada’s prime rate, meaning your payments can fluctuate. With a rate cut, variable mortgages often offer lower rates, making them an attractive option when rates are dropping.

Both options have their pros and cons depending on your financial goals and risk tolerance. Let’s discuss how this rate cut impacts each and find the best solution for you!

📩 DM me or book a call today, and let’s make your home financing seamless and stress-free!

22/09/2021

I just got access to a special promo that gives my clients a 0.95% mortgage rate. This is an unbelievable opportunity for anyone that is looking for an insured (less than 20% down) mortgage right now.

The lender is only offering this for 4 days, so don't wait. Contact me right away to see if we can get you this mortgage before it's gone!

21/01/2021

My accountant has the most incredible heart!

Sharon Perry & Associates, Chartered Professional Accountants

You are a SUPERSTAR!

Sharon Perry is donating $50,000 to a Tri-City charity at a time when many local groups are struggling with fundraising due to COVID-19