Andrew Chang, Mortgage Broker

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Andrew Chang, Mortgage Broker

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Accredited Mortgage Professional -
Purchases, Refinance, ETO, Switch, Transfers, Debt Consolidation

Dominion Lending Centres - A Better Way

After graduating from one of the top business schools in the country and overseeing a successful company for many years, Andrew’s passion for the real estate industry has now led him to provide unparalleled service to his clients in the mortgage industry. Assisting happy and satisfied clients in achieving their goals is his #1 priority. With every client having different situations and needs, and with all the different options and lenders out there, it can be a very daunting and overwhelming process. Andrew fully understands the challenges that come with finding the right mortgage for you and promises to help educate and make this process as smooth and simple as possible for you! For personal, friendly and confidential discussions, please contact Andrew to discuss!

29/10/2025

https://dominionlending.ca/economic-insights/bank-of-canada-cuts-overnight-rate-by-25-bps-to-2-25

Bank of Canada Lowers Policy Rate to 2.25% Today, the Bank of Canada lowered the overnight policy rate by 25 bps to 2.25% as was widely expected. This is the bottom of the Bank’s estimate of the neutral overnight rate, where monetary policy is neither expansionary nor contractionary. The economy w...

07/10/2025

Welcome to the October issue of my monthly newsletter! We'll touch on some tips for first time buyers, home energy saving tips, and this month's economic insight.

PSL (or pumpkin spice latte for the unfamiliar) season is in full swing and love it or hate it, a 20-million-latte-strong annual sales figure (for Starbucks alone!) is a cultural phenomenon. It’s undeniably the flavour of fall in North America, supporting a billion-dollar plus industry and blanket...

17/09/2025

https://dominionlending.ca/economic-insights/the-bank-of-canada-lowers-the-policy-rate-by-25-basis-points-to-2-5

Bank of Canada Lowers Policy Rate to 2.5% Today, the Bank of Canada lowered the overnight policy rate by 25 bps to 2.5% as was widely expected. Following yesterday’s better-than-expected inflation report, the Bank believes that underlying inflation was 2.5% year-over-year. Through the recent perio...

02/09/2025

Welcome to the September issue of my monthly newsletter!

September is a polarizing month – back to school and the end of summer but also the beginning of fall and pumpkin spice everything season. And honestly, this month’s newsletter articles are polarizing too. When looking at the fall housing market, experts are polarized in their predictions on market conditions. And when it comes to a financial audit, deciding what spending mistakes you’ve been making and how to make changes might be polarizing too!

So, enjoy the articles, and here’s hoping we have more sunny days before the month races to an end.

September is a polarizing month – back to school and the end of summer but also the beginning of fall and pumpkin spice everything season. And honestly, this month’s newsletter articles are polarizing too. When looking at the fall housing market, experts are polarized in their predictions on mar...

05/08/2025

Welcome to the August issue of my monthly newsletter!

One reason is the link between time perception and information processing. The more information our minds process, the slower time seems to pass. So, if you’re enjoying time with family and friends, there’s not much new info to process, and time goes by fast. But if you’re bored at work, think...

03/07/2025

Welcome to the July issue of my monthly newsletter! This month we’re covering vacation homes and backyard projects, both of which will help you escape and unwind. Along with the latest Economic Insights from Dr. Sherry Cooper.

Welcome to July, the month of the festival here in Canada! There’s something for everyone, from the Calgary Stampede to Caribana in Toronto and Shambhala in Salmo or even Just For Laughs in Montreal. Or maybe you’re dreaming of getting away from it all – making this newsletter perfect for you!

06/06/2025

Welcome to the June issue of my monthly newsletter!

There’s so much to look forward to this month – the longest day of the year, warm weather (finally!), and school letting out for the summer, to name just a few things.

Along with the rising temperatures, many people crank their air conditioning. If you’re one of those folks, I’ve got some tips to keep you cool without wasting energy or money. But before you get there, I want to share some advice for all the spring housing market participants – how to find your dream home. Let’s dig right in.

There’s so much to look forward to this month – the longest day of the year, warm weather (finally!), and school letting out for the summer, to name just a few things.

06/05/2025

Welcome to the May issue of my monthly newsletter! This month’s update covers mortgage penalties—what they are and how to avoid them—plus some great ways to boost your home’s value, no matter your budget.

Welcome to May! Hard to believe we’re already a third of the way into 2025. The Stanley Cup Playoffs are in full swing, and hockey fans across Canada are hoping this is the year the Cup finally comes home. Is your team still in the hunt?

01/04/2025

Welcome to the April issue of my monthly newsletter!

Spring has sprung for most Canadians (sorry about your luck Alberta) and along with the ever-present trusted mortgage content, this month I have some gardening inspo for anyone that wants to flex their green thumb this year. Enjoy!

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http://andrew-chang.ca/

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