Joseph Belanger / Mortgage Broker / Sherwood Mortgage Group

01/29/2026

After this week's Bank of Canada key interest rate hold announcement, Bloomberg declares: "First-time homebuyers and real estate investors should take advantage of the housing market while interest rates are low."

https://www.google.com/search?q=https%3A%2F%2Fwww.bnnbloomberg.ca%2Fbusiness%2Freal-estate%2F2026%2F01%2F28%2Fbank-of-canada-interest-rate-hold-spells-optimism-for-real-estate-investors%2F&btnI

01/27/2026

The Canadian Real Estate Association (CREA) has updated its 2026 forecast for home sales activity and average home prices via the Multiple Listing Service® (MLS®) Systems of Canadian real estate boards and associations and extended the outlook to include 2027. Click below for details!

https://www.google.com/search?q=https%3A%2F%2Fwww.crea.ca%2Fmedia-hub%2Fnews%2Fcrea-downgrades-resale-housing-market-forecast-amid-tariff-uncertainty-and-economic-uncertainty%2F%3Futm_source%3Dchatgpt.com&btnI

01/27/2026

I get asked about interest rates almost daily. This does a good job of explaining where things are headed — and why some buyers are starting to pay attention again.

https://www.google.com/search?q=https%3A%2F%2Fontariohousingmarket.com%2F2026%2F01%2F04%2Fhousing-and-interest-rate-forecasts-for-2026-what-economists-expect-next%2F%3Futm_source%3Dchatgpt.com&btnI

01/27/2026

There’s been a lot of noise around the housing market lately. This is a solid, level-headed look at what’s actually happening in Ontario right now — and what it could mean for buyers heading into 2026.

https://www.google.com/search?q=https%3A%2F%2Ffinance.yahoo.com%2Fpersonal-finance%2Fmortgages%2Farticle%2Flooking-at-the-current-housing-market-is-now-a-good-time-to-buy-a-house-224612280.html%3Futm_source%3Dchatgpt.com&btnI

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01/21/2026

I get asked about interest rates almost daily. This article does a good job of explaining where things are headed — and why some buyers are starting to pay attention again.

It’s a major shift from where rates were a year ago: Last January, the 30-year rate averaged 7.04%

01/21/2026

There’s been a lot of noise around the housing market lately. This is a solid, level-headed look at what’s actually happening in Ontario right now — and what it could mean for buyers heading into 2026.

The Canadian housing market closed out 2025 with a slight decline, and forecasts predict more price drops in parts of Ontario. According to the Royal LePage House Price Survey and Market Forecast released on Thursday, the aggregate price of a home in Canada decreased 1.5 per cent year-over-year to $...

01/21/2026

Hello and welcome!

I’ve spent over 20 years working in the mortgage world, and I’m passionate about helping people make informed, confident decisions about their home financing.

On this page, I’ll be sharing insights on the Ontario housing market, interest rates, and mortgage options — all in plain language, without the noise.

Thanks for being here, and feel free to follow along or reach out anytime.