Begonia Celorio-Shojei - therightmortgage4u.ca

Begonia Celorio-Shojei - therightmortgage4u.ca Professional Mortgage Broker Services . Mortgage Advice and Products to Suit Your Individual Needs.

As a Mortgage professional I believe a mortgage should be about building relationships and helping you achieve your home financing goals and dreams. I take a consultative approach to the mortgage process by customizing each financing solution to help you achieve your individual home financing goals. My mission is to get you the best mortgage product, specifically tailored to meet your individual f

inancial needs. Your mortgage is probably the single largest expenditure of your life. Getting the best mortgage advice and product is crucial; as it will likely be your biggest single money saver. My goal is to simply save you time and money and provide you with unparalleled service from beginning to end. We Offer the following services and products with some of the most competitive rates in the market:
- First, Second's, Equity Take out Mortgage
- Purchase, Refinance, Refinance+Debt Consolidation
- Line of Credit (HELOC) & Equity Line Visa

Begonia Celorio-Shojei- Mortgage Agent, M15000921
Sherwood Mortgage Group- Your Mortgage Architects --Broker Lic: 12176

Begonia's March Newsletter - BREAKING: Bank of Canada Announcement & Where Mortgage Rates Are Heading..🚨 BOC announcemen...
03/18/2026

Begonia's March Newsletter - BREAKING: Bank of Canada Announcement & Where Mortgage Rates Are Heading..

🚨 BOC announcement

Today, the Bank of Canada held the overnight rate at 2.25%, keeping policy steady.

Due to current market strategic planning is key in 2026. Reach out today if you're thinking of purchasing, refinancing or have a renewal coming up in 2026. Planning this year is key!

https://mailchi.mp/therightmortgage4u.ca/begonia-celorio-therightmortgage4u-14194633

03/10/2026

🇨🇦 NEW TO CANADA & DREAMING OF OWNING YOUR FIRST HOME?

Good news — you may not need years of Canadian credit history to buy a home.

Many lenders offer New to Canada mortgage programs designed specifically for newcomers. That means more flexible guidelines to help you get into your first home sooner. 🏡

✨ Who may qualify?
• Permanent Residents
• Temporary Residents
• Work Permit Holders
• International Students working in Canada

💰 Down Payment:
• As little as 5% down for homes under $500K
• In some cases without Canadian credit history, lenders may require higher down payments (up to 35%)

Starting fresh in a new country can feel overwhelming — but the right mortgage strategy can make homeownership possible sooner than you think.

📩 Thinking about buying your first home in Canada? Let’s talk.

03/06/2026

Ever wonder how much home you can really afford? 🏡

Thinking about increasing your payments, refinancing, or buying?

Now you can run the numbers anytime, anywhere.

With our Home Affordability App, the answers are literally at your fingertips.

✔️ Calculate the true cost of owning a home
✔️ Estimate your minimum down payment
✔️ See the maximum mortgage you can qualify for
✔️ Run a mortgage stress test
✔️ Estimate your closing costs

No spreadsheets. No guesswork. Just smart numbers in seconds.

📲 Download the app now — link in bio!

03/04/2026

2026 mortgage renewal approaching? Don't lock yourself in without exploring options.
Compare lenders for the best rate. Reach out for a complimentary review of your upcoming renewal. Have an offer on the table? Let me review it to ensure you're getting the best possible deal.

01/21/2026

Don’t fall for common mortgage mistakes that can cost you thousands.

Got a renewal coming up in 2026?

Let's discuss early!

12/31/2025

Mortgage myth busters! Myth vs Fact. Did you know… 🤔

Reach out and schedule your 2026 mortgage review today!😊👍

12/26/2025

Warmest wishes from our family to yours this holiday season. May your Christmas be filled with love, laughter, and cherished moments with those who bring joy to your life.
Thank you for allowing me to be be a part of our journey, I appreciate every memory, message, and milestone we’ve shared. Happy Holidays!🎄🤶

12/08/2025
10/31/2025

No magic wand needed with the right mortgage team - just a solid plan! 🎃

Happy Halloween everyone!👻

Address

Sherwood Mortgage Group Lic# 12176//529 Wilson Avenue
Toronto, ON
M3H1V1

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