06/17/2026
The advisor model you choose affects more than just how you work.
It can shape how much control you have, how you earn, and what happens when it’s time to move on.
In a captive model, client ownership, product access, income structure, and exit options are often tied to the firm.
In an independent model, advisors typically have more ownership and flexibility, but also more responsibility.
That is why this decision matters more than most people think.
Read more here:
https://orlandoalifinancial.ca/blog/captive-vs-independent-financial-advisor/