Brass Mortgages

Brass Mortgages Helping Canadians find clarity and confidence in home financing. Pre-approvals, refinancing, and mortgage solutions made simple.

Pretty proud of this one.Two triathlons in 2 weeks There were definitely a few moments where I questioned my life choice...
09/02/2026

Pretty proud of this one.

Two triathlons in 2 weeks

There were definitely a few moments where I questioned my life choices 😂 but crossing that finish line made it all worth it.

A pretty cool way to cap off the summer

Niv | Brass Mortgages | GTA First-Time Buyer Specialist

07/22/2026

A $435,000 condo does not automatically mean you qualify for it.

In this example:

5% down needed about $93,000 in household income.

10% down needed about $88,000.

That can be your income alone or combined with someone you are buying with.

These numbers assume no other debts, so car payments, student loans, credit cards, or personal loans can change the result.

Comment ME or send me a DM and I’ll help you run the numbers for your situation.

Niv | Brass Mortgages | GTA First-Time Buyer Specialist

A lot of first time buyers are embarrassed to ask basic mortgage questions.But honestly, most of the questions people fe...
07/22/2026

A lot of first time buyers are embarrassed to ask basic mortgage questions.

But honestly, most of the questions people feel weird about asking are completely normal.

Can I buy if I have student loans?

Will my credit card balance be a problem?

Do I actually need 20% down?

What if I already got pre approved at my bank?

None of these are dumb questions.

The important thing is not pretending everything is perfect. The important thing is getting the real numbers reviewed before you start shopping, fall in love with a property, or assume you cannot buy at all.

Your income, debts, credit, savings, and documents are not personal flaws. They are just the numbers we use to build a plan.

Comment START or send me a message and I’ll send you my First-Time Buyer Guide.

Questions? DM me or visit brassmortgages.ca | Niv Bass, Mortgage Agent | FSRA | BRX Mortgage FSRA #13463

Address

Toronto, ON

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Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 8pm
Saturday 11am - 4am
Sunday 11am - 4pm

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+16477857937

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