10/09/2026
Same monthly amount.
Same return.
Ten years apart.
Start at 25 with $300/month:
about $597,000 at 65.
Start at 35 with the same $300/month:
about $301,000.
That 10-year delay costs roughly $296,000, and you only "saved" $36,000 less.
Time does the heavy lifting. The best day to start was years ago. The second best is this week.
👉 Save this post and send it to someone who keeps saying "I'll start next year."
Illustrative: 6% constant annual return compounded monthly, no fees, taxes or inflation. Not a projection or guarantee.
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