09/04/2026
If you’re 30+ and don’t know where to start with financial planning, begin with these four questions:
1. How much will I need for retirement?
Your retirement goal helps determine how much you may need to save and invest. Keeping everything in cash may not provide the long-term growth needed to reach that goal.
2. What happens if sickness or an injury stops me from working?
This question helps you consider your emergency fund, disability insurance and living-benefit insurance coverage.
3. How will I fund my children’s post-secondary education?
This can guide decisions around RESPs, available government grants, and other suitable savings or investment options.
4. Would my family be financially okay without me?
This helps determine whether you need life insurance, and what type and amount may suit your family’s needs.
You don’t have to figure it all out at once. Start by identifying the area that needs your attention first.
Which of these four have you already planned for?
For educational purposes only. Financial and insurance recommendations depend on individual needs and circumstances.
