HomeEquity Bank

HomeEquity Bank Unlock the wealth you’ve worked so hard to build. Discover the CHIP Reverse Mortgage – designed for Canadian homeowners 55 and better.

CHIP is a reverse mortgage solution offered by HomeEquity Bank - a Schedule 1 Canadian Bank. It was founded over 35 years ago as an annuity based solution addressing the financial needs of Canadians who want to access the equity of their top asset – their home.

08/26/2026

Retirement planning looks different for everyone, but understanding your options can help you make more confident financial decisions.

That's why we're excited to collaborate with Riley Anderson, to break down how Canadians can explore their options and better understand how unlocking the value in their home through HomeEquity Bank’s CHIP Reverse Mortgage could support their retirement goals.

Discover how the CHIP Reverse Mortgage could help you make the most of your retirement.

Learn more at chip.ca

08/24/2026

Meet Tommy, one of our incredible customers. Ready to focus on his health, well-being and the road ahead, he accessed the value in his home through the to achieve greater financial security, enjoy peace of mind, and embrace the future with confidence.

His story is part of our 55 & Better series, featuring real HomeEquity Bank customers sharing how they’ve unlocked the value in their homes to support what matters most in retirement.

Visit chip.ca/55-and-better and watch more of Tommy’s story.

08/21/2026

This time, we’re sitting down with one of our Senior Managers of Underwriting to talk about what happens behind the scenes and the people who help make the process possible.

Watch until the end - you might be surprised by what you learn.

08/18/2026

The 2026 National Caregiving Awards, presented by HomeEquity Bank, celebrate seven extraordinary Canadians — whose compassion, dedication, and quiet strength make a profound difference in the lives of those they care for. Today, we're proud to introduce one of this year's recipients.

Meet Anna Ricketts.

Despite raising six children of her own, Anna has never stopped showing up for others. Through cooking, cleaning, transportation, and everyday companionship, she brings both practical support and genuine warmth, helping those in her care live independently and with dignity in the places they love most.

It is an honour to call her one of this year's recipients and a privilege to share her story.

Hear more about Anna and the rest of this year's winners at chip.ca/caregivers.

08/18/2026

Meet Susan, one of our incredible HomeEquity Bank customers. After years of balancing a demanding career and the realities of living on a pension in retirement, she was ready to focus on herself and the next chapter ahead. Through the , she accessed the value in her home to downsize, eliminate debt, renovate her home, and fulfill a lifelong dream of travelling to Kenya.

Her story is part of our 55 & Better series, featuring real HomeEquity Bank customers sharing how they’ve unlocked the value in their homes to support what matters most in retirement.

Visit chip.ca/55andbetter and watch more of Susan’s story.

08/14/2026

Behind every great caregiver is a story worth telling. HomeEquity Bank's 2026 National Caregiving Awards honour seven Canadians who show up — with compassion, skill, and heart — for those who need them most. Today, we're proud to spotlight one of this year's recipients.

Meet Ricky Gabriel.

When his clients needed support most, Ricky showed up — not just with helping hands, but with optimism and heart. Through physical assistance and unwavering emotional care during a lengthy recovery, he helped restore confidence, dignity, and hope during one of life's most challenging moments.

We are proud to honour him as a 2026 National Caregiving Award recipient.
Hear more about Ricky and the rest of this year's winners at chip.ca/caregivers

08/12/2026

The mark of a truly great caregiver isn't just what they do — it's who they are. HomeEquity Bank's 2026 National Caregiving Awards honour seven Canadians whose dedication has made a real and lasting difference. Today, we're proud to introduce one of this year's recipients.

Meet Nekola Lowe.

Dependable, compassionate, and consistently going above and beyond. Nekola is one of the most requested caregivers at Integracare, a testament to the trust she builds with every client and family she serves. She is also a valued mentor and a proud recipient of Integracare's Caregiver of Excellence Award.

We are proud to celebrate her as a 2026 National Caregiving Award recipient.
Hear more about Nekola and the rest of this year's winners at chip.ca/caregivers

08/11/2026

Retirement doesn't come with a one-size-fits-all plan. 🏡

Our goal is simple: to help Canadians understand their options so they can make informed decisions with confidence.

💬 What question about reverse mortgages would you like us to answer next?

08/10/2026

Meet John Paul, one of our incredible customers Wanting to make the most of retirement, he unlocked the value in his home through the to take on new projects, invest in his passion for vintage cars, and enjoy the freedom to focus on what matters most.

His story is part of our 55 & Better series, featuring real HomeEquity Bank customers sharing how they've unlocked the value in their homes to support what matters most in retirement.

Visit chip.ca/55-and-better-customer-stories/ and watch more of John Paul's story.

08/07/2026

The 2026 National Caregiving Awards, presented by HomeEquity Bank, celebrate seven extraordinary Canadians — whose compassion, dedication, and quiet strength make a profound difference in the lives of those they care for. Today, we're proud to introduce one of this year's recipients.

Meet Geri Wallace.

As a respite caregiver, Geri brought far more than helping hands — she brought heart. Through bike rides, hikes, and meaningful moments created indoors, she gave her client a richer life and his family the peace of mind that comes from knowing someone truly cares.

It is an honour to call her one of this year's recipients — and a privilege to share her story.

Hear more about Geri and the rest of this year's winners at chip.ca/caregivers.

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Toronto, ON
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