Xpert Credit

05/21/2020

Weekly Rate Minder

Explore mortgage scenarios using helpful calculators on my website: www.samjoshi.ca
Contact Number :416-276-1778

05/20/2020

Bank of Canada Stands Ready To Do Whatever It Takes....!

The Bank announced new measures to provide additional support for Canada’s financial system. It will commence a new Provincial Bond Purchase Program of up to $50 billion, to supplement its Provincial Money Market Purchase Program. Further, the Bank is announcing a new Corporate Bond Purchase Program, in which the Bank will acquire up to a total of $10 billion in investment-grade corporate bonds in the secondary market. Both of these programs will be put in place in the coming weeks. Finally, the Bank is further enhancing its term repo facility to permit funding for up to 24 months.

02/27/2020

In order to qualify for certain mortgage and loan products, a minimum credit score is essential. Even if your score is sufficient to qualify, you might find the rates being offered will be lower than if you had a higher score.

In order to qualify for certain mortgage and loan products, a minimum credit score is essential. And even if your score is sufficient to qualify, you might find the rates being offered will be lower, the higher your score.

02/27/2020

Found on Google from youtube.com

02/27/2020

Buying a new home while you’re selling your current one requires a juggling act.

Here are some expert tips for navigating the process.

Doing both at the same time can be extremely stressful so be sure you have a solid team (Mortgage broker, realtor, lawyer) in place to help guide you through the process.

Buying a new home while you’re selling your current one requires juggling with multiple organizations in a specific window of time.

02/24/2020

Mortgage Shoppers Prefer Human Advice…Unless the Price is Right

As fear grows over the deadly Wuhan coronavirus that has killed more than 100 people, it is now becoming the world’s⁠—and Canada’s⁠—latest economic headwind. That fear spread to financial markets on Monday, with the TSX falling 142 points and New York’s Dow Jones ending the day down mo...

02/21/2020

Have Questions About the New Stress Test Rate? Here Are Some Answers…

The Department of Finance created shockwaves this week with its announcement that it will be revamping how insured mortgages are stress tested. Now that the dust has settled, here’s a more in-depth look at the implications, as well as some industry reaction. But first, a quick recap of what’s ch...

02/20/2020

02/19/2020

In order to qualify for certain mortgage and loan products, a minimum credit score is essential. And even if your score is sufficient to qualify, you might find the rates being offered will be lower, the higher your score.

02/17/2020

CMHC’s First-Time Home Buyer Incentive Off to a Slow Start

https://www.canadianmortgagetrends.com/2020/02/cmhcs-first-time-home-buyer-incentive-off-slow-start/

02/14/2020

Five Tips to Increase Your Credit Score Quickly

In order to qualify for certain mortgage and loan products, a minimum credit score is essential. And even if your score is sufficient to qualify, you might find the rates being offered will be lower, the higher your score.

02/13/2020

Things to do in Toronto for Family Day weekend 2020 let you fill up on Mac and cheese, beer, brunch and tons of goodies at a new Asian food festival. The AutoShow is back with the world's most expensive car and Winter Stations kicks off along the beach.

Things to do in Toronto for Family Day weekend 2020 let you fill up on Mac and cheese, beer, brunch and tons of goodies at a new Asian food festiva...