Jessica Brusch Mortgage Agent

10/24/2023

06/28/2023

01/28/2021

AHHH!! I'm finally solidifying a mortgage for this beautiful Tridel condo. My client received her keys to the unit this past July and has been patiently waiting to sign off on her mortgage.
❓Why the gap in finalizing her mortgage from July?

🅰️ : Newly built condo purchases have two milestones during the transaction, occupancy and closing. Simplest way to put it, there is a period of time between when you take possession of the condo and when you take full ownership.

OCCUPANCY :

-Once your condo becomes livable as per the city's standards, a purchaser is given the keys to "occupy" the unit. During the occupancy phase, the building may not be completely finished but can be lived in.

-During occupancy in most cases buyers will need to pay "rent" to the builder until the ownership is switched over to the purchaser. Typically this amount is based on the balance owed to the builder after down payment.

-There is no accurate way to determine how long purchasers will be in " occupancy" till closing.

CLOSING :

- When the condominium is registered and you receive the title to your property.

- Purchasers are given a minimum 30 day notice to gather funds for the balance owing and as well finalize their financing. You will move from paying the builder a monthly fee and start paying your monthly mortgage.

Still not sure how to navigate through your condo purchase? Connect with me and I would be happy to answer your questions 📩📞

01/11/2021

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When I review my business performance from #2020 it shows that I spoke to more clients this year than I ever have in my previous years in business.
Translation :
☑️ I was able to help more Canadians become First Time Homeowners.

☑️ I played a role in assisting multiple families save money and increase household cash flow.

☑️ I assisted realtors by equipping their clients to win in a competitive market.

☑️ I built stronger relationships with lender partners and colleagues.

☑️ I developed, learned and grew not only as a professional in the mortgage industry but as a

I was blessed with the opportunity to make an impact on the lives of amazing people.

It’s a new year but the goal stays the same PROFIT < IMPACT.

10/03/2020

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It’s a new month and we were able to give my clients a fresh new start with the fall season 🍂🍁
I sat down with this family and showed them how taking advantage of current low rates could not only save them in interest but also inject over $1000 in cash flow each month. 💰💰
Happy Closing Day! It was such a pleasure serving this family! Can’t wait for the next one.

08/03/2020

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“ Don’t get so busy making a living that you forget to make a life”
Took an intentional pause today, was totally worth it

07/14/2020

Luck is what happens when preparation meets opportunity.” - Seneca

Recently, a lot of my realtor friends have been sharing their thoughts on how to effectively navigate their clients through home purchases where they are in competition against multiple offers being presented to the sellers.

This past weekend one of my clients successfully secured their first home after a bidding war. In the end, they came out on top and are now the future owners of the beautiful home in the photo.

So how can we help you prepare for scenarios just like this? The simple answer is .

Determining your pre-approval sets you up for success prior to making an offer on a property you love. It equips a realtor to navigate negotiations swiftly and confidently knowing their client’s purchasing capacity. It's about being prepared for the right opportunity.

So how prepared are you? Do have any questions or need clarifications on how much you qualify for? DM me or send me an email, lets chat! I would love to be a part of the team that helps you secure your home.