Tuli Mortgage

Tuli Mortgage Toronto Mortgage Specialist helping families and businesses with residential & commercial lending. Proudly serving , & .

Mortgage Scout Inc [FSRA #13060]
www.torontomortgagefinancing.com

I'm Tuli Parubets, a solution-based and community-focused Mortgage Agent that makes it all about you. I will provide you with expert advice to help you build a mortgage blueprint that fits your financial needs and long term financing goals. With access to a vast network of over 50 lending institutions -- including major banks, cred

it unions, trusts and other national and regional lenders, I have the tools to build a customized mortgage plan, with the features and options that meet your needs, whether you are:

- purchasing your first or next home
- investing in property or buying a vacation/second home
- refinancing to boost cash flow and drive down debt
- looking at options for your mortgage renewal

I serve the areas of:

- Bloor West Village
- Kingsway
- Junction
- Roncesvalles
- Parkdale
- Annex
- Bloordale
- Baldwin Village
- Liberty Village
- King West
- Yorkville
- Danforth

Contact me today for your personalized quote at 647-896-2233.

06/18/2026

I am seeing a lot of CRA debts accruing for people! The rate CRA charges is 12% but the damage CRA can do is far more than any credit card or even a collection agency! Banks have strict rules around paying CRA and this is one condition they will never waive!

5 Steps to Manage CRA Debt

1. File Your Tax Returns
Even if you can’t pay the balance, file on time to avoid additional penalties and maintain eligibility for benefits.

2. Understand What You Owe
Review your CRA account and confirm the balance, interest, and penalties so you can make an informed plan.

3. Contact CRA Early
Don’t ignore collection notices. CRA may be willing to discuss a payment arrangement based on your financial situation.

4. If You Own a Home, Explore Your Equity
If you have built up equity, refinancing or accessing a home equity line of credit (HELOC) may provide a lower-cost way to pay off CRA debt, which often carries high interest and significant collection powers. Speak with a mortgage professional before making a decision.

5. Get Professional Advice
For complex situations or larger balances, consult a Licensed Insolvency Trustee, tax professional, or mortgage specialist to understand all your options before collections escalate.

Don’t ignore CRA debt.
The sooner you act, the more options you have.

Home equity, payment arrangements, or professional guidance may help you regain control before CRA takes further collection action.

Calendly.com/torontomortgage is the link to my schedule, book a call.

06/17/2026

My favourite part about Verity I Toronto Women’s Club ; amazing food from GEORGE Restaurant , the people and truly the random walks that happen after an amazing event! My mind, my heart and my belly full :))

06/16/2026

Renewal is a Reset

Your mortgage renewal isn’t just about accepting a new rate, it’s a chance to reset your financial strategy.

✔️ Review your goals
✔️ Compare lenders, not just rates
✔️ Reassess your payment and amortization
✔️ Consolidate high-interest debt if it makes sense
✔️ Ensure your mortgage still fits your lifestyle and future plans

Don’t treat your renewal as a routine signature. Treat it as an opportunity.

Renewal = Reset. Make it work for you, not just your lender.

06/16/2026

America’s war with Iran appears to be winding down. Every side is claiming a win, while millions of people have lost jobs, businesses and peace of mind.

For Canadians, the real story may be the markets. If optimism pushes bond yields lower, fixed mortgage rates could follow.

Don’t just watch the stock market—watch the bond market. And if you have a mortgage renewal or purchase coming up, check in with your bank or mortgage professional.

06/15/2026

You don’t need tickets for you can just walkabout and enjoy all the free fun! has most of my loves and it’s my home and happy place!!! Have a great week!

06/10/2026

Like oc meeting ;)

06/09/2026

One more sleep till Bank of Canada makes their announcement!

Mortgage Takeaway

* Variable mortgages: Tomorrow matters.
* Fixed mortgages: Watch the bond market and inflation data more than the overnight rate itself.
* Renewals: Don’t wait for one announcement hoping for a dramatic change. A mortgage is a 30-year journey, and strategy matters more than trying to perfectly time one decision.

Don’t chase rates. Build a strategy. Calendly.com/torontomortgage is the link to my schedule!

06/06/2026

you sure did it again! This is the best Junction party anyone can attend! The foamed soaked walking home is the best part! So happy to have been a sponsor and a guest :))

06/06/2026

summer menu has dropped! This one was made just for uncorked!!! Cauliflower samosa!!!

06/04/2026

“I can’t afford it.”

That’s one of the most common things I hear from renters who are thinking about buying a home.

My next question is usually:

“Have you done a pre-approval?”

More often than not, the answer is no.

The reality is that affordability isn’t always what we think it is. Maybe you can’t afford your dream home today. But could you afford a condo? A co-op? A property that needs some work? A cottage? A home in a different neighbourhood or city?

Until you know your numbers, “I can’t afford it” is just a feeling — not a fact.

A pre-approval won’t magically make homes cheaper, but it will replace assumptions with information and help you understand what options actually exist.

Don’t let uncertainty make the decision for you.

Find out first. Then decide.

Address

2320 Bloor Street West.
Toronto, ON
M6S1R6

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