Sam Senthuran - Mortgage Alliance

Sam Senthuran - Mortgage Alliance My primary goal is to add value to my customers by ensuring they secure the right mortgage.

06/10/2026

🏦 BANK OF CANADA RATE UPDATE

The Bank of Canada has decided to hold its policy interest rate unchanged today.

While inflation continues to ease, the Bank remains cautious and wants to see more evidence that inflation is moving sustainably toward its target before making any further rate cuts.

What does this mean for you?

✅ Variable-rate mortgage holders will see no immediate change to their payments.
✅ Homebuyers can continue to benefit from relatively stable borrowing costs.
✅ The next Bank of Canada announcement is scheduled for July 15, and many economists will be watching closely for signs of a potential rate cut later this year.

If you're considering buying a home, refinancing, or renewing your mortgage, now is a great time to review your options and create a strategy that fits your goals.

Watch the video below for a quick breakdown of today's announcement and what it could mean for the housing market.

Sam Senthuran
Mortgage Alliance
647-706-4531

Credit score below 680? You’re not alone — and it doesn’t have to stop your homeownership plans. I help Ontario buyers g...
05/27/2026

Credit score below 680? You’re not alone — and it doesn’t have to stop your homeownership plans. I help Ontario buyers get approved with smart strategies and lender‑ready solutions. Start with a free mortgage review and see what’s possible.

Alternative mortgage solutions may help you qualify for a much higher home loan than your bank initially offered. Reach ...
05/24/2026

Alternative mortgage solutions may help you qualify for a much higher home loan than your bank initially offered. Reach out today to find out how much you could qualify for.



High‑interest credit cards can feel like they’re taking over your monthly budget.If you already own a home, there might ...
05/14/2026

High‑interest credit cards can feel like they’re taking over your monthly budget.
If you already own a home, there might be a simpler way to get ahead — without touching your current mortgage rate.
A lot of homeowners are using a Home Equity Line of Credit (HELOC) to turn multiple high‑interest payments into one lower‑interest plan.
It’s flexible, it’s straightforward, and it’s based on the equity you already have.
If you’re curious how this could work for your situation, tap Connect With Us To Learn More and I’ll walk you through it step by step.🏡👨‍👩‍👧‍👦

High‑interest credit cards can feel like they’re taking over your monthly budget.If you already own a home, there might ...
05/13/2026

High‑interest credit cards can feel like they’re taking over your monthly budget.
If you already own a home, there might be a simpler way to get ahead — without touching your current mortgage rate.
A lot of homeowners are using a Home Equity Line of Credit (HELOC) to turn multiple high‑interest payments into one lower‑interest plan.
It’s flexible, it’s straightforward, and it’s based on the equity you already have.
If you’re curious how this could work for your situation, tap Connect With Us To Learn More and I’ll walk you through it step by step.

High‑interest credit cards can feel like they’re taking over your monthly budget.If you already own a home, there might ...
05/11/2026

High‑interest credit cards can feel like they’re taking over your monthly budget.
If you already own a home, there might be a simpler way to get ahead — without touching your current mortgage rate.

A lot of homeowners are using a Home Equity Line of Credit (HELOC) to turn multiple high‑interest payments into one lower‑interest plan.
It’s flexible, it’s straightforward, and it’s based on the equity you already have.

If you’re curious how this could work for your situation, tap Connect With Us To Learn More and I’ll walk you through it step by step.🏡👨‍👩‍👧‍👦

Inflation Jumps to 2.4%—Is Your Wallet Feeling the Gas Hike? ⛽​Canada's inflation rate hit 2.4% in March, snapping a str...
04/21/2026

Inflation Jumps to 2.4%—Is Your Wallet Feeling the Gas Hike? ⛽
​Canada's inflation rate hit 2.4% in March, snapping a streak of lower numbers. The culprit? A record-breaking 21.2% monthly jump in gas prices fueled by Middle East tensions.
​While core inflation is still holding steady, this "energy shock" might be a game-changer for interest rates.
​What to expect from the Bank of Canada (BoC):
​The "Hold" is likely: Expect the BoC to keep interest rates steady at 2.25% during the next announcement on April 29.
​Rate cuts on ice: This spike likely delays any hope for rate cuts until the energy market cools down.
​The Bottom Line: The BoC wants to see if this is a temporary blip or the start of a new price climb before they make their next move.
​How are these pump prices affecting your spring plans? 🚗💨
​

Why are buyers suddenly qualifying for less — even with strong income and great credit?OSFI’s new Loan‑to‑Income (LTI) r...
01/19/2026

Why are buyers suddenly qualifying for less — even with strong income and great credit?
OSFI’s new Loan‑to‑Income (LTI) rule is now the third layer of mortgage qualification, and it could reduce how much you can borrow in 2026.

Thinking about buying a property in 2026?
Reach out to us — we’ll calculate your maximum borrowing power and show you which lender is the best fit for your situation.
😊

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200/2005 Sheppard Avenue E
Toronto, ON
M2J5B4

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+16477064531

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