Insure Your Freedom

Insure Your Freedom Heather Freed, CFP, CLU, CHS works with business owners to insure that they, their families and employees are protected in a cost effective manner.

Areas of expertise include: Employee Benefits, Estate Planning & Financial Planning. We all have unique requirements. I provide expert and impartial advice to meet your needs today and in the future. Together we look at the big picture, your current situation and your individual goals. Then, we develop a sound, structured plan with the proper tools and resources, in order to meet those expectation

s and goals. This can include coverage just for you or for your employees as well. Components can include:
• Employee benefits
• Life insurance
• Disability insurance
• Critical illness insurance
• Health and dental benefits
• Long term care insurance
• Partnership insurance
• Business succession plans
• Investments
Call ne today to discuss your needs. Heather Freed, CFP, CLU, RHU
416-806-5478
[email protected]
www.freed.ca

A perfect way to spend Halloween -  Watch the Blue Jays clinch the world series, while drinking the “fall” drink- Pumpki...
10/31/2025

A perfect way to spend Halloween - Watch the Blue Jays clinch the world series, while drinking the “fall” drink- Pumpkin Spice Steamer and eating Halloween candy!
Go Blue Jays Go!!

PUMPKIN SPICE STEAMER
INGREDIENTS::
• 1 cup milk of your choice
• 2 tablespoons pumpkin purée
• 1 tablespoon maple syrup
• 1/4 teaspoon pumpkin pie spice (or cinnamon + nutmeg mix)
• 1/4 teaspoon vanilla extract + whipped cream or cinnamon for topping
DIRECTIONS:
In a small saucepan, whisk together milk, pumpkin purée, maple syrup, and pumpkin pie spice. Warm over medium heat (don’t boil), whisking until smooth and steamy. Stir in vanilla, pour into a mug, and top with whipped cream or a sprinkle of cinnamon.
NOTES: Prefer a Latte? Add Espresso (1/2 cup) to the recipe above.
Prefer an alcoholic version? Just make sure that you’re not going to drive.

Didn't receive my September 2024 e-news in your In Box?  You can read it here - https://conta.cc/3MUnEfc
09/24/2024

Didn't receive my September 2024 e-news in your In Box? You can read it here - https://conta.cc/3MUnEfc

Check out the two articles in this month's e-newsletter September 2024 Dear Heather, It fely like summer - even though Labour Day has come and gone. I took a few days off last week. One of the places

Happy Canada Day weekend!  Enjoy the time with family and friends.  https://conta.cc/4eIW1lT
06/28/2024

Happy Canada Day weekend! Enjoy the time with family and friends.
https://conta.cc/4eIW1lT

Enjoy the long weekend Happy Canada Day!   Wishing you all a Happy Canada Day weekend  Stay happy, healthy and safe as you celebrate with your friends and family NOTE: I took this picture of the Cana

Didn't receive my May e-news in your In Box?  Read it here -  https://conta.cc/3UUAvBH
05/28/2024

Didn't receive my May e-news in your In Box? Read it here - https://conta.cc/3UUAvBH

Check out the three articles in this month's e-newsletter May 2024 Dear Heather, It feels like summer - long, warm days and the Victoria Day long weekend has come and gone. Check out the three article

Didn't receive my enews in your In Box?  Read it here - https://conta.cc/3VlaJsd
03/21/2024

Didn't receive my enews in your In Box? Read it here - https://conta.cc/3VlaJsd

March 2024 news March 2024 Dear Heather, Welcome to spring. Check out the three articles in this month's e-newsletter. Please be careful and don't become a victim of Spam or Phishing. Scammers are get

Phishing and FraudScammers are getting more sophisticated.  In the past 3 weeks, I have had a number of texts, phone cal...
01/29/2024

Phishing and Fraud
Scammers are getting more sophisticated. In the past 3 weeks, I have had a number of texts, phone calls and emails posing as my “bank”.
In “Ye olden days”, you could differentiate the scammers from the real companies easily. The logos were not quite “right” and the language was not perfect. Not true any more.
Do NOT take anyone’s word as true. If it is a text or email do NOT respond. Choose another means of checking that this is really from the presumptive sender. In my case I called the banks’ 1-800 number on my bank card. If it’s a phone call, tell them that you will need to call them back and call the the banks’ 1-800 number on your bank card. ALL of the approaches to me were scammers.
Please protect yourselves.

Wishing you and your families a Very Happy Holiday season and all the best for 2024
12/20/2023

Wishing you and your families a Very Happy Holiday season and all the best for 2024

Didn't see my November e-news in your In Box?  Read it here - https://conta.cc/413ETknIf you want to receive future copi...
11/30/2023

Didn't see my November e-news in your In Box? Read it here - https://conta.cc/413ETkn
If you want to receive future copies directly, sign up here - https://conta.cc/46FlxDB

November 2023 news November 2023 November 2023 Dear Heather, Welcome to the end of fall. I went for a walk last weekend in my local ravine and it was interesting to see that some of the trees still ha

Do you have a business and didn't see my September e-news in your In Box?  See it here - https://conta.cc/46ifvZF
09/21/2023

Do you have a business and didn't see my September e-news in your In Box?
See it here - https://conta.cc/46ifvZF

Information for my clients September 2023 Some Business Updates Dear Heather, It's September and our schedules have gone back to "non summer" mode. For me, the return of TIFF (even minus most of the H

Didn't receive my July e-newsletter in your In Box?  Read it here - https://conta.cc/43Hcv7E
07/26/2023

Didn't receive my July e-newsletter in your In Box? Read it here - https://conta.cc/43Hcv7E

July 2023 Some Business Updates Dear , Is it time for you to review the benefits that you offer to your employees? Maybe you want to add more mental health benefits or a gym benefit. Check out the art

Address

1881 Steeles Avenue West, # 143
Toronto, ON
M3H0A1

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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