The Mortgage Coach

The Mortgage Coach FSRA # 13120
Our agents work in partnership with each client and believe in the value of relationships The Mortgage Coach® can help.

Thinking about buying a home or wondering if you can refinance your mortgage? We are part of Canada's fastest growing mortgage networks, offering a variety of services including mortgages for first-time buyers, Toronto mortgage renewals, debt consolidation and mortgage refinancing for Toronto area clients. It is our job to conduct the research to find the lender who best matches your mortgage need

s. We’ll then negotiate to get you the best mortgage rates with Canada’s largest financial institutions – at no extra cost to you. Whether you’re a first-time buyer with bad credit or an experienced home owner, you can count on The Mortgage Coach® team to show you the money!

Today we're celebrating Derrick and wishing him a very Happy Birthday!Since joining The Mortgage Coach last year, Derric...
08/06/2026

Today we're celebrating Derrick and wishing him a very Happy Birthday!

Since joining The Mortgage Coach last year, Derrick has consistently demonstrated a commitment to growth, education, and putting himself out there. Including stepping outside his comfort zone on social media. His dedication to learning and developing his skills is setting him up for long-term success and helping him provide outstanding advice and service to his clients.

We asked Derrick:

What inspires you to keep growing in this industry?

Here's what he shared:

"Every client has a different story, and I enjoy helping people understand their options so they can make informed decisions with confidence. There is always something new to learn, and every conversation makes me a better mortgage professional. Seeing clients achieve their homeownership goals and knowing I played a small part in their journey inspires me to keep growing every day."

We're grateful to have you as part of The Mortgage Coach and can't wait to see all that you'll accomplish in the years ahead.

Happy Birthday, Derrick! We hope you have an amazing day! 🎂

ATTN: Toronto Mortgage ProfessionalsBank Mortgage Specialists, that includes you!Today is a great day to make your move ...
08/05/2026

ATTN: Toronto Mortgage Professionals
Bank Mortgage Specialists, that includes you!

Today is a great day to make your move with us.

Take the next step in your career with The Mortgage Coach. This is your chance to step into the mortgage industry and learn from the industry experts to gain experience, mentorship, and support!

Want to know more about joining our team? Contact us today, we’d love to chat!

Contact us today.

[email protected]
416-405-8698

In Canada, anti-money laundering (AML) rules have become stricter in recent years to prevent illegal funds from entering...
08/04/2026

In Canada, anti-money laundering (AML) rules have become stricter in recent years to prevent illegal funds from entering the housing market. Lenders and mortgage brokers now must verify the source of a buyer’s funds more carefully, including down payments, deposits, and large transfers. This means you may need to provide extra documentation, such as bank statements, proof of gifts, or statements for investments.

These rules protect both buyers and the integrity of the mortgage system, but being prepared can make the process smoother.

We can help you understand the new requirements and ensure your documents are ready so your mortgage application moves quickly and confidently. Reach out and we'll connect you with one of our mortgage agents

Happy Birthday to Rick Brushett! 🎉🎂Today, we're celebrating not only your birthday but also the incredible impact you've...
08/03/2026

Happy Birthday to Rick Brushett! 🎉🎂

Today, we're celebrating not only your birthday but also the incredible impact you've made over the past 25 years as a trusted mortgage professional.

Your commitment has always been about more than mortgages. It's about managing expectations, building trust, and guiding clients through one of the biggest financial decisions of their lives with confidence and care. Your gratitude for your clients' trust shines through in everything you do, and it's one of the many reasons you've earned such a strong reputation.

Wishing you a fantastic birthday filled with happiness, good health, and well-deserved celebration.

Happy Birthday, Rick!

Education, coaching, and skill-building pay the highest returns in this business. Invest in your growth.Growth starts wi...
07/31/2026

Education, coaching, and skill-building pay the highest returns in this business. Invest in your growth.
Growth starts with the commitment to level up.

If you're looking for a brokerage that supports you while growing your business, reach out for a confidential chat!

A good fit means more than tools and training. It’s about feeling supported, valued, and understood.The right brokerage ...
07/30/2026

A good fit means more than tools and training. It’s about feeling supported, valued, and understood.
The right brokerage should feel like a place where you can be yourself while still being challenged to grow. When culture and fit align, you’ll never feel like you’re doing this career alone.

Thinking about going to your bank for a mortgage?Here are a few things they won't tell you.1) Banks have limited options...
07/23/2026

Thinking about going to your bank for a mortgage?
Here are a few things they won't tell you.

1) Banks have limited options for mortgage products:
Unlike mortgage agents and brokers, who can shop a variety of mortgage options to find the right one for you. The big banks have limited options and rates.

2) Banks have salespeople, not mortgage experts:
Often the bank employee you speak to is not a mortgage expert. A bank employee’s job is to sell you the bank’s product, which might mean they aren't looking out for your best interest. Over at The Mortgage Coach, you are always our number one priority.

Considering purchasing a home? Contact us today.
[email protected]
416-405-8698


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Today we would like to wish Flavia da Silva a wonderful Birthday!We asked Flavia What inspires you to keep growing in th...
07/21/2026

Today we would like to wish Flavia da Silva a wonderful Birthday!

We asked Flavia What inspires you to keep growing in this industry? ✨

She responded :
What inspires me to keep growing in this industry is knowing that every mortgage represents a family’s dream becoming a reality. As an immigrant myself, I understand the challenges of building a life in Canada, and that motivates me to educate and empower others through every step of the homeownership journey. Seeing my clients succeed is my greatest reward, and it inspires me to keep learning, growing, and serving at the highest level every day.

Thank you for sharing your inspiration with us Flavia and for helping so many new Canadians finance their homes.

Happy Birthday and wishing you all the best in the coming year!

Think of your brokerage as your launchpad. At The Mortgage Coach, we give our agents: ✨ Proven systems that save time ✨ ...
07/20/2026

Think of your brokerage as your launchpad. At The Mortgage Coach, we give our agents:
✨ Proven systems that save time
✨ Leaders who invest in their growth
✨ A clear roadmap for business success
When you’re ready to launch bigger, we’re here.

If you’re ready for a career move, reach out for a confidential chat. DM us or email [email protected].

Financing investment properties in Toronto is achievable, especially with the lower condo proces we are seeing. But they...
07/17/2026

Financing investment properties in Toronto is achievable, especially with the lower condo proces we are seeing. But they are still tougher than financing a primary home. Here’s why:
• Higher down payments are often required (normally 20%+).
• Debt service ratios must show the property can pay for itself.
• Interest rates on investment loans can be slightly higher.
• Documentation for rental income, expenses, and property management must be clean.
Savvy investors are structuring deals with long-term planning and strong cash flow. That’s what lenders want to see.

If you are thinking about purchasing an investment property - reach out and we'll connect you with one of our inredible agents

Address

489 Queen Street East, Suite 400
Toronto, ON
M5A1V1

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