Fong and Partners Inc., Scarborough Licensed Insolvency Trustee

11/07/2019

08/26/2018

Ever build one of those mortgage spreadsheets? Take your interest rate, the term of the mortgage, your payment, and plug it all into a spreadsheet to see how it amortizes over time? It’s a pretty good exercise. Here is the key step—open that spreadsheet and add up the interest you will pay over ...

08/15/2018

http://www.startingovertoronto.com/blog/2014/11/23/tips-to-save-money-in-toronto/

I was part of a generational cohort born in the 1970s that graduated university and entered the workforce in the mid-1990s while Canada was still in a recession. We were the so called “slacker” generation because we apparently had no ambition and no hope. In my case, it was the summer of 1997, a...

08/06/2018

https://www.nytimes.com/2018/08/05/business/bankruptcy-older-americans.html

The rate of those 65 and older filing for bankruptcy is three times what it was in 1991, a new study finds, as more enter their later years in a precarious position.

06/04/2018

Debt as a financial survival tool is a ticking time bomb, insolvency practice warns

06/04/2018

ANALYSIS: Students used to pay their tuition with summer jobs, but sky-high fees mean they’re now taking out billions in loans — and we’ll all have to pay the price, writes H.G. Watson.