Mortgage Train

Mortgage Train Mortgage Financing Your mortgage is a big decision and powerful financial tool. As an experienced mortgage broker with an altruistic client first approach.

With so many mortgage choices and ongoing decisions, the right advice can positively affect your long-term financial situation. My goal is to custom fit your mortgage needs with the best rate and product possible. I take pride in offering the upmost in trustworthy and personal service, in a timely and efficient manner. Money saving mortgage options, privileges and rates for all of Ontario.

I get asked this question often. What is the cost of breaking my ? Well, before you break your mortgage contract ahead ...
04/08/2024

I get asked this question often. What is the cost of breaking my ? Well, before you break your mortgage contract ahead of the maturity date, know that you will pay a penalty. How much it will cost?

Let’s Break Down The Cost Based On The Contract:

💰 Open Mortgage – Fixed or Variable Rate – It will cost you zero dollars to break this mortgage contract.

💰 Closed Mortgage - Variable Interest Rate – Your penalty will be three months of interest.

💰 Closed Mortgage – Fixed Rate – Your penalty will be the greater of 3 months or the interest rate differential (IRD).

The most important thing to do in all three instances is contact me and let’s review all your options.

Get in touch with me, Robert Posa @ 416.931.7672



So, what is a mortgage pre-approval? Put simply, it’s confirmation from a lender that you qualify for a loan. It’s als...
03/21/2024

So, what is a mortgage pre-approval? Put simply, it’s confirmation from a lender that you qualify for a loan. It’s also the first step of the six steps to home ownership. Not to worry, because we are with you every step of the way to guide you. Our service is fast, simple, and client-focused – your needs are our top priority.

Take the first step in the mortgage process, and call Robert Posa @ 416. 931.7672 📲

So, it is time to renew your mortgage? Deciding whether to accept the offered renewal rate from the bank is a critical...
02/22/2024

So, it is time to renew your mortgage? Deciding whether to accept the offered renewal rate from the bank is a critical decision. Get a second opinion before signing on the dotted line. I can determine what products will suit your needs – based on your current finances, review all the lending options, and give you my unbiased opinion. Give me a call to schedule an appointment.

📲 Get in touch with me, Robert Posa @ 416. 931.7672

12/24/2023

Happy Holidays! Wishing you all the best this holiday.
May your family have a holiday season that is full of beautiful surprises, treats and nonstop laughter. Best wishes from your friends at Mortgage Train.

https://ow.ly/L8an50QlNkE

Let's face it, getting a at any stage of your life can be a challenge – even intimidating. Don't be spooked by high-in...
10/31/2023

Let's face it, getting a at any stage of your life can be a challenge – even intimidating. Don't be spooked by high-interest rates. Our work tirelessly to get you the best deals out there – by utilizing their access to over 50 of 's Top Lending institutions. We will put your mind at ease and a smile on your face when you discover how much money Mortgage Train can save you.

Happy Halloween from your friends at Mortgage Train.
www.mortgagetrain.com

Are you tired of passing your hard-earned money over to your landlord? Or you may have built up some savings and have a ...
10/19/2023

Are you tired of passing your hard-earned money over to your landlord? Or you may have built up some savings and have a down payment for your own property. We can help you simplify the buying process – so you understand your mortgage financing options. We will remove the home-buying stress so you can find the right property quickly.

Take advantage of the first-time buyer incentive programs. The incentive is available to first-time homebuyers with qualified annual incomes of $120,000 or less.

With this incentive, the Government of Canada provides:

✴️ 5% or 10% for a first-time buyer’s purchase of a newly
constructed home
✴️ 5% for a first-time buyer’s purchase of a resale (
existing) home
✴️ 5% for a first-time buyer’s purchase of a new or resale
mobile/manufactured home

Apply online to get started! https://ow.ly/jesY50PWI1T

I understand the challenges for self-employed individuals looking to get mortgage financing. I am here to help you quali...
10/13/2023

I understand the challenges for self-employed individuals looking to get mortgage financing. I am here to help you qualify for the you deserve; I work with that offer excellent mortgage options for self-employed Canadians.

The Benefits To You:

✅ These lenders understand that self-employed
individuals have tax write-offs, creating significant
reductions in their declared income

✅ You will not be required to prove your income –
a reasonable estimate of your annual income will
be acceptable.

✅ My complete support from start to finish

✅ I represent your interests – not the bank’s

Get in touch with me @ 416. 931.7672
https://ow.ly/wQ2g50PWHN9

08/04/2023

Whether you’ve purchased a brand-new home or a resale, you’ll want to make it your own. Let’s face it creating a home in your vision is the best part of ownership. When you’ve made the decision to - be unstoppable with a new loan to make your vision a reality. Our can help you secure the needed. Call us today or apply online to get started!

📲 Robert Posa 416.931.7672
📲 Michael Boccia 416.898.4209

Music Credit: SIA - Unstoppable

To buy your first home, next home, or a vacation or rental property — lenders expect you to put some of your own money t...
07/14/2023

To buy your first home, next home, or a vacation or rental property — lenders expect you to put some of your own money towards your purchase, called a down payment. Did you know you can purchase a home in Ontario with a minimum of 5% down (depending on the purchase price)?

We know that coming up with the down payment can be a challenge. So, where can your down payment come from? For the most part, a lender wants your down payment to come from your own funds, but there are exceptions.

✅ Savings or chequing account
✅ Trading or investment accounts
✅ Gift from a close family member
✅ Sale of previous home or asset
✅ Equity borrowed from other property

Purchase the home with a partner - Co-ownership
In addition, if you are a first-time buyer, government programs, incentives, and rebates offer tax-free rebates to help you. Ask Us How - DM or broker today!

📩 [email protected]
🌐 Apply online at https://ow.ly/7qWf50Pc63V


Oh Baby! We know how important it is to set down roots and start making memories in a home you'll call your own for th...
05/30/2023

Oh Baby! We know how important it is to set down roots and start making memories in a home you'll call your own for the long term. But before you consider going with the on your own – contact the at Mortgage Train.

Let's have a chat and review all your options. We work hard to find the right mortgage lender depending on your unique needs and what features you are looking for in a loan. Call us today!

📲 Robert Posa 416.931.7672
📲 Michael Boccia 416.898.4209

At Mortgage Train, our mission is to give you great service and sound advice that helps you achieve your goals. With a...
05/25/2023

At Mortgage Train, our mission is to give you great service and sound advice that helps you achieve your goals. With access to over 50 of Canada's Top lending institutions, we can place all types of mortgages. We find the lender with the best terms and rates to meet your needs and save you thousands on your mortgage.💰💰 Discover all our offerings on our website and connect with us to get started on protecting your hard-earned cash. Remember, we work for you, not the bank.

📩 [email protected]
🌐 Apply online at www.mortgagetrain.com


04/20/2023

Hit the button to enter the draw; confirm your name and email address, and you're entered. The winner will be drawn on Wed. Apr. 26, and notified shortly after by email.

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