PnnChh

PnnChh Look no further we here at PnnChh will find a lender that will work with us to approve your loan app And, remember — there is no one best decision for everyone.
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So, you’ve finally decided to fulfill a lifelong dream and buy your own home… how exciting! You are ready to fulfill your dream of having a place to call your own. Buying a home is one of the biggest emotional and financial decisions you'll ever make. Prepare by learning about the process of homebuying and the responsibilities of homeownership. The differences between renting and buying a home are

vast, and there's a long list of pros and cons for both options. Working closely with a Mortgage Professional can make a big difference. Unlike the big banks, we give you a choice of a variety of lenders, in that way we can customize your financial situation to the mortgage, that will be best suited for you.

Address

10 Four Seasons Place
Toronto, ON
M9B6H7

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+14168040608

Website

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We will help make sure one of the biggest decisions of your life is right

So, you’ve finally decided to fulfill a lifelong dream and buy your own home… how exciting! You are ready to fulfill your dream of having a place to call your own.

As your mortgage agent I will be working with you and on your behalf in choosing the right lender that will best suit your financial potential. You should know that rates depend on your financial abilities to pay the mortgage down. Just because you see a low rate that does not mean that you can pass Canada’s new stress test in effect Jan 1, 2018 to qualify. The new guidelines now require federally regulated financial institutions to vet applications for uninsured mortgages by using a minimum qualifying rate equal to the greater of the Bank Of Canada’s five-year benchmark rate currently at 5.14 percent. Depending on if you can pass the stress test for the home you want will determine whether you can purchase your dream home, or settle for one that is less extravagant.

Not to worry I am positive as your agent I can find the right mortgage for you. Let’s talk contact me Direct to set up an Appointment Call 416-804-0608