07/08/2026
With a $300,000 income, Cameron has two options. Pay taxes the way most high earners do. Or structure it with LP investment structures.
Same income. Here’s what happens next.
Without structure: $300,000 income, no additional deductions, taxable income of $300,000, tax owing of ~$107,000.
With LP exposure: $300,000 income, $50,000 in income loss allocation via LP, taxable income of $250,000, tax owing of ~$85,000.
Same income. ~$23,000 difference.
Speak to your financial advisor about whether LP exposure is the right structure for you.
*Disclaimer: Figures are illustrative estimates based on Ontario’s marginal rate of approximately 53.53%. Individual tax situations vary. For informational purposes only. This is not tax or financial advice.