Divina Mauti - Mortgage Agent

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Toronto, ON
Divina Mauti - Mortgage Agent

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Divina Mauti - Mortgage Agent, Mortgage brokers, 2484 Bloor Street West, Toronto, ON.

Whether you are interested in looking for a home/ need a new mortgage, renewing an existing mortgage, or refinancing for any number of reasons, I take the stress and worry out of the equation.

02/19/2026

Honoured to accept this 2025 Award of Excellence with Secure Mortgage Experts

Dialled in to what matters most in the toughest and, best of times as they happen to us all.

In some short months we were able to accomplish so much for many.

I’m overwhelmed with gratitude while remaining committed and proud serving at the highest level securing your next best future.

Thank you for your trust and, the privilege.

- Divina

Mortgage Agent Level 2 I M18000283
P 416.274.4769
E [email protected] | W www.securemtg.com

05/06/2024

Teachers! This one is for you.

Just a reminder we have access to highly specific program offerings depending on your occupation.

If you'd like to see what this might mean for you, I'm here and happy to help.

Divina Mauti
(416) 274-4769
[email protected]

09/12/2023

Mortgage rates can be misleading. The lowest rates are not always available and may not apply to situations such as conventional mortgages, refinances, 30-year amortizations, or rental properties.

Online rate advertisements often dangle enticing rates, but upon closer examination of the fine print, many individuals may discover that they do not actually meet the qualifications for those rates. Plus, these advertisements frequently come with restrictions that could prove costly for homeowners in the long term.

If you come across an online rate advertisement, it's essential to do your research. However, it is equally important to contact me for a discussion. As your Mortgage Broker, my role is to comprehend your unique circumstances and advocate for your best interests.

09/05/2023

Monthly mortgage payments are the most standard, and lenders use this common payment to calculate the amount you would pay on other schedules. But choosing another option can shave time off your mortgage and thousands from your interest costs. 💰💡

📌 Semi-monthly means you will divide your monthly mortgage payment in half and pay that amount twice a month. 📅✌️

📌 Biweekly means paying 26 payments yearly, once every 2 weeks. For 3 months each year (usually), you'll need to make 3 payments in a month. ⏰💰

📌 Biweekly Accelerated means you're paying 26 payments each year, with an extra monthly payment added into the calculation and spread out over the year's payments. For 3 months each year (usually), you'll need to make 3 payments in a month. On average, this payment method can take your amortization from 25 years to 22.5 years. ⚡️💸

📌 Weekly means you're paying 52 payments each year, which is once a week. 🗓️📆

📌 Weekly Accelerated means you're paying 52 payments each year with an extra monthly payment added into the calculation and spread out over the year's payments. On average, this payment method can take your amortization from 25 years to 22.5 years. ⚡️📆💸

08/28/2023

A rate hold is when you secure your interest rate for a period of time while you shop for a house. The next Bank of Canada interest rate announcement is September 6th. In the event rates rise, you can take advantage of the rate you locked in. If rates drop, you can still secure the lowest rate available for you when you are ready to buy.

08/22/2023

If you carry consumer debt on a line of credit or credit card, it may make sense to refinance your mortgage to pay off your high-interest debt.

Consolidating high-interest loans can potentially save you thousands plus free up more cash each month.

Reach out today for a free consultation.

08/17/2023

1. Energy-efficient Upgrades 🔋: Invest in energy-efficient appliances, smart thermostats, and LED lighting to lower your utility bills and reduce energy consumption. It’s a win-win for your wallet and the environment.

2. DIY and Home Maintenance 🛠️: Take on simple home maintenance tasks yourself, such as changing air filters, caulking windows, and landscaping. You can save on hiring professionals and keep your home in top shape by doing it yourself.

3. Bundle your services 💰: Consider bundling your home insurance, internet, and other services to take advantage of discounts and promotional offers. This can help you cut down on monthly expenses and keep more money in your pocket.

🏠 Implement these money-saving strategies to make your homeownership journey even more financially rewarding.

08/10/2023

With the Bank of Canada’s latest interest rate increase, many Canadians are having a hard time paying their mortgage. FCAC (The Financial Consumer Agency of Canada) has a guide for people paying their mortgage when experiencing financial difficulty.

If you find yourself in financial difficulty due to increased mortgage payments, reach out for advice. Some solutions could be extending your amortization; your lender may waive pre-payment penalties or offer you a mortgage deferral.

08/03/2023

If your mortgage is coming up for renewal this year, it is essential you reach out. About one-third of mortgage holders have already seen their rates increase, and the Bank of Canada forecasts that just about every borrower will experience the same in the next three years. Knowing this, you need options!

As a Mortgage Broker, I work with banks, credit unions, trust companies and lenders only available to brokers. One application gets you access to all!

07/25/2023

If your home will be owner-occupied, you need 5% down for the first $500,000 of the purchase price and 10% for any amount over $500,000 up to $999,999. If the purchase price is $1,000,000 or more, the minimum down payment is 20%.

According to CMHC’s Mortgage Consumer Survey, most homebuyers are accessing their savings or equity from a previous home for their down payment. Followed by RRSP savings and gifts from family members.

If you have any questions about the down payment options available to you and how to use them, send me a message. I will be happy to review your situation and discuss your homeownership goals.

Address

2484 Bloor Street West
Toronto, ON

Website

http://mortgagealliance.com/DivinaMauti

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