Robert McLister

Robert McLister Rate watcher, mortgage planner, journalist. Founder, DFSHub.com

The freshly minted MortgageLogic.news 3.0 goes live in a few hours—yes, it’s actually happening.If you want the quick hi...
02/17/2026

The freshly minted MortgageLogic.news 3.0 goes live in a few hours—yes, it’s actually happening.

If you want the quick highlights, check out: MLN 3.0...
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The story: https://www.mortgagelogic.news/mln-0-launches-tonight/'

The freshly minted MortgageLogic.news 3.0 goes live in a few hours—yes, it’s actually happening. If you want the quick highlights, check out: MLN 3.0 Beta is Now Live. If you’re already an MLN Pro member, your task list contains exactly one item: Please go

💡Programming Note: MLN makes a full cutover to the new site on Monday. You'll be prompted to set up a new password. We'l...
02/13/2026

💡Programming Note: MLN makes a full cutover to the new site on Monday. You'll be prompted to set up a new password. We'll post a full video rundown o...
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The story: https://www.mortgagelogic.news/5yr-yield-slides-5-bps-on-soft-u-s-jobs-housing-reports/'

💡Programming Note: MLN makes a full cutover to the new site on Monday. You'll be prompted to set up a new password. We'll post a full video rundown of everything new by Monday. Canadian macro data took the day off again. That left Canadian bond traders fixated on U.S.

We've got some important new facts about the province's 98% financing program, including intel straight from lenders and...
02/13/2026

We've got some important new facts about the province's 98% financing program, including intel straight from lenders and insurers...

Here are ten poi...
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The story: https://www.mortgagelogic.news/key-updates-on-nova-scotias-2-down-mortgage/'

We've got some important new facts about the province's 98% financing program, including intel straight from lenders and insurers...

Canadian and U.S. yields diverged on Wednesday, driven by two releases: the BoC's Summary of Deliberations, which radiat...
02/12/2026

Canadian and U.S. yields diverged on Wednesday, driven by two releases: the BoC's Summary of Deliberations, which radiated uncertainty, and a U.S. job...
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The story: https://www.mortgagelogic.news/wary-boc-messaging-shaves-2-bps-off-the-5-year/'

Canadian and U.S. yields diverged on Wednesday, driven by two releases: the BoC's Summary of Deliberations, which radiated uncertainty, and a U.S. jobs report that came in hotter than expected. None of it presents near-term threats to mortgage rates. 💡Tidbits are now updated all throughout the da...

In a week devoid of meaningful Canadian data, the spotlight has swivelled south. Yesterday, bond markets spent most of t...
02/11/2026

In a week devoid of meaningful Canadian data, the spotlight has swivelled south. Yesterday, bond markets spent most of their time stewing over a weake...
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The story: https://www.mortgagelogic.news/bond-markets-hold-breath-ahead-of-payroll-test/'

In a week devoid of meaningful Canadian data, the spotlight has swivelled south. Yesterday, bond markets spent most of their time stewing over a weaker-than-expected U.S. retail sales report. That, plus more Trump-Canada squabbling (this time over a bridge), brought out the bond buyers. Now all eyes...

💡See also: The latest rate simulator results (below).Monday's Bond markets remained subdued in the absence of any meanin...
02/10/2026

💡See also: The latest rate simulator results (below).

Monday's Bond markets remained subdued in the absence of any meaningful economic data or shock...
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The story: https://www.mortgagelogic.news/the-week-opened-with-multiple-subtle-rate-clues/'

💡See also: The latest rate simulator results (below). Monday's Bond markets remained subdued in the absence of any meaningful economic data or shocks. But we nonetheless picked up plenty of signals that could steer rates over the medium term.

Mortgage pros aren’t short on headlines; they’re short on new ideas that pay the bills.In this industry, there's too muc...
02/09/2026

Mortgage pros aren’t short on headlines; they’re short on new ideas that pay the bills.

In this industry, there's too much of the former and not enou...
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The story: https://www.mortgagelogic.news/mln-3-0-beta-now-live/'

Canada's most trusted source for breaking news on Canadian mortgage rates.

"Canada lost jobs last month, and markets couldn’t have cared less," declared Scotiabank’s Derek Holt."Heartless? Not re...
02/09/2026

"Canada lost jobs last month, and markets couldn’t have cared less," declared Scotiabank’s Derek Holt.

"Heartless? Not really, it’s a rational respon...
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The story: https://www.mortgagelogic.news/the-jobs-report-was-so-confusing-it-cancelled-itself-out/'

"Canada lost jobs last month, and markets couldn’t have cared less," declared Scotiabank’s Derek Holt. "Heartless? Not really, it’s a rational response to a dog’s breakfast of data and shaky underlying drivers," he said. Here's what else economists were chewing on, coming into this week.

💡See also: Mortgage Tidbits (below).Thursday's bond markets reacted loudly to a disappointing U.S. jobs triple whammy, w...
02/06/2026

💡See also: Mortgage Tidbits (below).

Thursday's bond markets reacted loudly to a disappointing U.S. jobs triple whammy, while tech losses dragged eq...
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The story: https://www.mortgagelogic.news/5yr-yield-slides-3-bps-amid-washout-in-treasury-yields/'

💡See also: Mortgage Tidbits (below). Thursday's bond markets reacted loudly to a disappointing U.S. jobs triple whammy, while tech losses dragged equity markets–and yields–lower.

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