Rita Li, Investment Advisor at RBC Dominion Securities Inc.

11/01/2022

A big part of investment success is to develop a deep appreciation and commitment to your unique investment objectives. That way, you will not be easily swayed by market volatilities.

As Benjamin Graham said: “In the short run, the market is a voting machine but in the long run it is a weighing machine.”

Markets are efficient, but not necessarily rational, in the short term, the most popular opinion wins and in the long term, it reflects much more the economic realities.

Thank you Financial Post for publishing my latest article on investor psychology and navigating through turbulent markets for retirees.

Reach out to me to talk about what matters to you.

A big part of investment success is how you manage emotions during market volatility, writes Rita Li. Read on.

09/22/2022

On September 29, we'll be covering accessing disability benefits and we're looking forward to having you join us! This webinar is part of an initiative to promote financial literacy in collaboration with CPA Canada and it is complimentary for all attendees.

RSVP here: https://rbcteams.webex.com/rbcteams/onstage/g.php?MTID=e6d3038347eded3a75d3aac115d53addb

07/21/2022

I am excited continue our Financial Literacy Series in collaboration with CPA Canada. We feel this is a timely topic as many parents are looking to help their kids form good money habits early.

RSVP here: https://rbcteams.webex.com/rbcteams/onstage/g.php?MTID=e879b4c146589f46c3628ef9d81a4c563

06/16/2022

How do you act in the face of uncertainties?

One of the worse approaches to take in investing is to act on impulse. While the future is uncertain and no one can predict near term market directions, everyone can make a plan and follow through.

At a recent investment conference, the former central bank governor Stephen Poloz talked about “The Next Age of Uncertainty.” He expressed a view that it is likely we will experience more volatilities and uncertainties in the coming decade. Uncertainties in the real economy will inevitably translate into volatilities in the markets.

Since 1957, U.S. equities have entered into a bear market roughly every seven years. With the benefit of hindsight, these moments often are attractive times to put money to work. Over the long term, people have been better off investing, given that historically, markets tend to rise more often and higher than they fall.

05/03/2022

We have wrapped up a great session on Effective Tax Strategies with Carol Skillen from CPA Canada. Some key takeaways are:

-> The benefit of filing tax for everyone in the family even if they are not earning an income

-> Utilize tax credits such as Canada caregiver credit or tuition tax credit

-> Supersize your TFSA

Here is a recording of the webinar which will be available until the end of the week.

https://ca.rbcwealthmanagement.com/rita.li/events

03/17/2022

Uncertainties is unfortunately part of investing. Even though no one can foretell the future, putting crisis into historical context can help ease nerves. You can read my latest article on market volatility here.

From a historical lens, localized conflicts generally do not have a sustained market impact

02/22/2022

With the RRSP contribution deadline approaching, if you are still on the fence, check out my latest article on Financial Post. 😊

RRSP contributions can significantly reduce your overall taxable income in the tax filing year and enhance your retirement savings

02/08/2022

📈 Read my January market update here. We are in the midst of earnings reporting and they are showing healthy growth, however, this has been masked by concerns of inflation and higher interest rates. What does a rising rates environment mean for the financial markets?

01/31/2022

1. Estate Equalization between children
2. When is the right time to gift assets
3. How to minimize probate tax

These are the top questions I come across from estate reviews with my clients. However, I would venture to say these may not be the most important questions.

Read my article in the Financial Post on Estate Planning and ask for a complimentary review by emailing me at [email protected].

Estate planning is about family harmony, which is especially important during this challenging time