Raheem Phillips, Life, Health & Wealth Advisor, RBC Insurance

04/09/2026

If you're unsure about what life insurance actually covers, this article will help provide a better understanding of what life insurance is, the different kinds of coverage available and help you decide what might be right for you.

Life insurance in Canada is a broad topic. This guide helps you understand different types of life insurance, who needs life insurance, and how to choose the right policy.

03/31/2026

Exciting news! Three of our RBC Guaranteed Investment Funds (RBC GIF) won FundGrade A+ awards for 2025. These awards recognize consistent, outstanding performance, validating your choice to work with a provider that's among the best of the best.

Notably, the underlying Select Conservative Fund from our RBC Universal Life fund lineup has also earned this prestigious award.

Let's connect to explore how our full range of RBC GIF solutions can help strengthen your investment portfolio and drive growth.

03/30/2026

The 2025 Federal Budget outlines new and expanding funding programs designed to help Canadian businesses spur growth and productivity, innovate and stay competitive in a shifting global economy.

03/19/2026

Estate planning is more, much more, than “death planning.” 82% of Canadians prioritize financial protection for loved ones, but only 15% have an estate plan. A strategic plan ensures asset control, reduces taxes, and preserves wealth—especially for businesses. Read more.

Estate planning is more, much more, than “death planning.” Despite the intricate details, the basic bottom line spells it out succinctly. In Canada, estate planning is formally and legally documenting a plan for assets to protect family, business legacy and minimize taxes. A comprehensive estate...

01/28/2026

Discover what cash value life insurance is, how it works, and its benefits in deciding if a cash value life insurance policy is right for you.

Cash value life insurance provides lifelong protection and acts as a financial investment tool for Canadians. Here’s how it works and when to use it.

01/26/2026

Life is unpredictable. While you can’t plan for everything, you can take steps to protect your family from financial risk. Having the right insurance can provide peace of mind and help ensure your loved ones are cared for.

Mortgage protection insurance and life insurance are two very different products. Understanding the difference will help Canadians make the best choice for their insurance needs.

01/23/2026

As we embark on 2026, forward-thinking employers recognize that employee wellbeing isn’t just a perk – it’s a strategic imperative. Organizations investing in holistic wellbeing programs reap measurable rewards: higher retention, deeper engagement, and sustained productivity.

At RBC insurance, we help turn wellbeing ambitions into actionable results. Our solutions simplify implementation while maximizing impact:

- Comprehensive wellbeing programs tailored to unique workforce needs
- Monthly themes to keep initiatives fresh and relevant
- Educational webinars empowering employees with practical tools
- Time-saving communication templates designed to help boost participation

Whether you’re a benefits advisor seeking innovative solutions for clients or a plan sponsor aiming to cultivate resilience, we’re here to help you build a culture where people thrive.

Connect with me today to explore how we can collaborate for success.

08/18/2025

Financial stress doesn’t stay at home – it shows up at work.

When employees are burdened financially, it can affect their mental and physical health – leading to anxiety, sleep issues, weakened immunity, and strained relationships. The workplace feels the impact too: reduced focus, increased absenteeism, and higher turnover.

https://bit.ly/4oC2apb
• 70% of employees believe employers should support financial well-being*
• 78% want access to financial education programs at work*

Supporting your team’s financial health isn’t just the right thing to do – it’s a smart business move.
RBC Insurance offers free financial well- being resources to help you foster a more focused, resilient, and loyal workforce.

Reach out to learn more.

Many employees are stressed about their finances, which can impact their health and productivity. Find out why it makes good business sense for employers to implement a workplace financial wellness program.

06/26/2025

Most newcomers choose to settle in Canada because they want a better life for themselves and their family. This long-term goal requires long-term financial planning. While in the short term you may need to address your immediate financial needs, you shouldn’t lose sight of your long-term financial needs, including retirement. In Canada, government investment accounts like the Registered Retirement Savings Plan (RRSP) offer tax benefits on contributions to help you save both now and in the future.

Investing your savings in Canada? Learn about tax benefits of a Registered Retirement Savings Plan (RRSP): how RRSPs work, contribution limit & withdrawal rules

06/09/2025

Not sure whether you need critical illness insurance, disability insurance or both? This article can help answer many of your questions. And if you have more questions, I’d be happy to talk about what would work best for you and your family.

Discover how critical illness insurance and disability insurance can benefit you and your family and learn when it’s worth purchasing both policies.

06/02/2025

Can you afford to take time off work if you’re feeling burnout? This article can help answer many of your questions around burnout and showcases how insurance can provide more than just financial support. Have a read and let’s talk about how you can help protect your future.

Burnout is a state of emotional, mental, and physical exhaustion—but there are different types of burnout and they don’t all look the same.