Justwealth

05/27/2026

In investing, staying the course is often the wisest thing you can do. But investor inertia (the tendency to leave an expensive arrangement unquestioned), year after year, can quietly cost tens of thousands of dollars. Robin Powell, the UK based editor of The Evidence-Based Investor and consultant to investors, planners & advisors, writes about how market drops make headlines, but "fee drag" doesn’t.

** Special to the Just Word Blog from Robin Powell, the UK based editor of The Evidence-Based Investor and consultant to investors, planners & advisors ** In investing, staying the course is often the wisest thing you can do. But investor inertia (the tendency to leave an expensive arrangement unque...

05/20/2026

Justwealth April 2026 Market Commentary:

After a challenging month for the equity markets in March, investors changed direction in April sending markets higher, and in some cases back to all-time highs. Robust earnings growth and a resurgence in the popularity of AI-related stocks pushed the S&P 500 up 7.77%, international stocks rose 4.80%, and Canadian equities advanced by 3.81%. Yields have been creeping higher due to anticipation of higher inflation caused by the war in Iran, but domestic bonds still managed to squeeze out a positive gain rising by 0.12%.

There has been some hope of an end to the conflict in Iran, but nothing has officially been settled. The uncertainty regarding the supply of oil has kept the price elevated for Brent Crude (primarily used in Europe and Asia) and West Texas Intermediate (primarily used in North America). The impact of higher oil prices shows up quickly in gasoline and jet fuel prices, but over time, oil is a production input in a wider range of industries including construction, agriculture and manufacturing that includes any plastic components. The longer the conflict lasts, the more likely it will have serious inflationary impacts on a global scale at a time when it is already at a worrisome level.

Maintaining price stability is the responsibility of central banks. In May, Kevin Warsh will be taking over as the Chairman of the U.S. Federal Reserve. In addition to having to react to the large inflationary threat at hand, he must endure the pressure being applied by President Trump who has been clamouring for interest rate cuts since his return to office. Interest rate cuts would theoretically increase inflation – a very conflicting directive. It will be interesting to see how Mr. Warsh will respond. Stay tuned!

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05/05/2026

Justwealth is celebrating 10 years of providing justice to Canadian investors, and we are proud to share our 10-year track record. See how Justwealth’s portfolios using low-cost Exchange Traded Funds (ETFs) compare to the high-fee mutual fund portfolios offered by Canada’s big banks.
https://www.justwealth.com/banks/

04/24/2026

There was no shortage of non-financial-market-related drama in the first quarter of 2026, which ironically led to financial-market-related drama. When the dust settled, the net results for most investors at the end of the quarter were actually quite boring despite the wild ride that markets took to get to the finish line. Canadian equities, again, led major markets with a 3.94% gain, followed by MSCI EAFE Index rising by 0.55%, and Canadian bonds also added 0.23%. The S&P 500 was in negative territory, dropping by -2.60%.

Click here for our full 1Q 2026 Market Commentary:

There was no shortage of non-financial-market-related drama in the first quarter of 2026, which ironically led to financial-market-related drama. When the dust settled, the net results for most investors at the end of the quarter were actually quite boring despite the wild ride that markets took to....

04/21/2026

For the third straight year, and the fourth time in the last five years, MoneySense has named Justwealth the Best Overall Robo Advisor in Canada! Justwealth "assigns clients a dedicated advisor to deal with instead of an anonymous help desk. And it has by far the widest range of portfolio types—more than 80 of them.”

Justwealth Named Best Overall Robo Advisor by MoneySense for 2024

03/20/2026

Robo-advisors can rebalance your portfolio at 3am and harvest tax losses while you sleep, but they can't pick up the phone when you're about to panic-sell. Combining algorithmic precision with human advisors is what keeps you invested. Robin Powell, the UK based editor of The Evidence-Based Investor and consultant to investors, planners & advisors, writes about how Justwealth's hybrid model provides a helping, human hand.
https://www.justwealth.com/2026/02/19/why-your-robo-advisor-needs-a-human-touch/

03/13/2026

Justwealth February 2026 Market Commentary:

Positive momentum continued across the board (well, almost) in the month of February, as geopolitical disruption took a backseat to encouraging economic data. Benefitting from strong commodity prices, the Canadian benchmark stock index surged by 7.72%, followed closely by international stocks which were up 5.38%. The domestic bond index also rose by 1.66%, leaving U.S. stocks as the only major asset class in negative territory with a -0.05% drop.

Markets have effectively had a meteoric positive run for over 3 years, but apparently it does not take much to send investors into hyper-panic mode. Expressions of concern, uncertainty, and outright panic set in almost immediately after the United States engaged in an attack on Iran at the end of the month. Indeed, both equity and bond markets fell after news of the attack broke, with the impact on equities much more severe (as should be expected). It doesn’t seem to matter how many times we reiterate that “your investment strategy should not be based on the current state of markets”, many investors seem to develop amnesia the moment that the markets face some form of adversity.

Despite assurances from some high-powered (but highly unreliable) public figures, nobody knows how long this conflict will persist or what impact it might have on prices, economies, or stock markets. We do expect volatility in markets to remain elevated in the early days of events like this, which may keep investors on edge and things like the price of gasoline abnormally high. Like all market-disrupting events which have happened in the past however, we expect that this too will pass, and ultimately leave markets to return back to normal with no lasting impacts.

Volatility is a major consideration incorporated into the portfolio construction process. ALL of our portfolios factor in periods of positive and negative returns – so our views don’t change when negative periods materialize…it was expected, regardless of what reason caused it! It is important to remember that volatility does not present a problem for a sound investment strategy, investor emotion does.

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02/23/2026

Justwealth January 2026 Market Commentary:

Markets began the year on a positive note, building on the momentum from 2025. International equities led with a gain of 3.94%, Canadian equities advanced 0.84% and US equities edged up 0.22%. While equities performed quite strongly earlier in the month, some gains were given back later in the month as investors remain nervous about geopolitical tensions.

Perhaps the most defining moment of January came when Donald Trump nominated Kevin Warsh to succeed Jerome Powell as the next Chair of the Federal Reserve. Markets seemed undecided immediately after the announcement, but it eventually restored a sense of calm, as Warsh has experience and credibility to support continued Fed independence compared to other more politically-oriented candidates under consideration.

The US Federal Reserve and Bank of Canada acted in unison in January and held interest rates steady. In the U.S., this decision paused their rate cutting cycle as policymakers are torn between still-too-hot inflation and an unclear employment outlook, whereas in Canada, we continue to stay in a wait-and-see mode.

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02/04/2026

Million Dollar Journey has once again ranked Justwealth at the top of their Canadian Robo Advisor rankings! For 2026, Kyle Prevost writes “Justwealth manages to do something most robo advisors don’t: It keeps fees low, has delivered the best long-term investment performance, and still gives every client access to a real portfolio advisor.”

https://milliondollarjourney.com/best-canadian-robo-advisors.htm

01/31/2026

They say that markets hate uncertainty...but 2025 didn't seem to get the memo! James Gauthier, CIO of Justwealth, joins Pat Bolland to review 2025: The Year that Markets Defied the News.

https://open.spotify.com/episode/3hFwxVqvILTgAKrBkf8WWZ?si=DWWz2OS2QxqCGMCCCJ1piw&ct=56&t=74