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Your mortgage renewed. Your rate went up. Now what? For 45% of Canadians who've r...
08/12/2026

Your mortgage renewed. Your rate went up. Now what?

For 45% of Canadians who've renewed since January 2025, housing costs now take up half or more of their monthly budget. Younger homeowners and newcomers to Canada are feeling it hardest.

And the wave isn't over yet.

Ontario's priciest home insurance? It's all up north.📍Cochrane leads at $3,322/yr—48.6% above the provincial average—up ...
07/06/2026

Ontario's priciest home insurance? It's all up north.📍Cochrane leads at $3,322/yr—48.6% above the provincial average—up 16.3% in just one year.

Remote locations mean fewer contractors, higher rebuild costs, and longer timelines. Seven of the top 10 most expensive cities are repeat entries from 2025.

Southern Ontario dominates the most affordable list.📍 Newmarket leads at $1,709/yr—23.5% below the provincial average of...
07/02/2026

Southern Ontario dominates the most affordable list.📍 Newmarket leads at $1,709/yr—23.5% below the provincial average of $2,235.

Four cities on this list—Concord, Whitchurch-Stouffville, Waterdown, and Aurora—held their spot from 2025. Save this if you're house hunting.

Full data: https://rates.ca/home-insuramap-report-2026

Crime (theft) risk shows up in 267 of 517 Ontario FSAs but it's one of the smallest drivers of your premium. Wind/hail h...
06/23/2026

Crime (theft) risk shows up in 267 of 517 Ontario FSAs but it's one of the smallest drivers of your premium. Wind/hail hits 35.4% of Ontario postal codes.

System backup—water damage from sewage backing up through drains or sump pump failure—threatens another 32.5%.

And where both overlap, insurers price the whole FSA—even neighbours who've never filed a claim. The weather risk on your street is everyone's problem.

Link to full report: https://rates.ca/home-insuramap-report-2026

Over 95% of Ontario neighbourhoods have a low-risk profile—but the 5% that don't tell a striking story. Where wind/hail ...
06/18/2026

Over 95% of Ontario neighbourhoods have a low-risk profile—but the 5% that don't tell a striking story. Where wind/hail and system backup—damage caused by backed-up sewer pipes or sump pumps—overlap (about 7% of FSAs), costs compound.

The provincial average is $2,235/yr in 2026. High-risk areas like Cochrane sit 48.6% above that. How does your postal code compare?

Your postal code carries more risk than you think. Ontario home insurance premiums are up 6.2% in 2026—with prices risin...
06/16/2026

Your postal code carries more risk than you think. Ontario home insurance premiums are up 6.2% in 2026—with prices rising in 82.2% of Ontario cities. Flood, wind, wildfire, crime (theft): 5 risks, mapped across every neighbourhood in the province.

See where yours stands. Link to tool: https://rates.ca/insuramap/home

Self-driving cars? Not just yet 🚗🤖 Only 13% of Canadians say they’d consider buying an autonomous vehicle in the next tw...
05/26/2026

Self-driving cars? Not just yet 🚗🤖

Only 13% of Canadians say they’d consider buying an autonomous vehicle in the next two years, while 65% aren’t interested. Safety concerns, a preference to drive, lack of trust, and cost are what's keeping adoption slow, even as real-world data shows fewer serious crashes.

So, what will change minds? Experts say driverless tech may come first as a service, not a purchase.

Link for the full story: https://rates.ca/resources/try-you-buy-canadians-choose-autonomous-vehicles-service-ownership

5.6% more for climate-resilient homes? 🏠🌧️ Hail-resistant roofs and flood protection are adding up to $50K in value in c...
04/28/2026

5.6% more for climate-resilient homes? 🏠🌧️

Hail-resistant roofs and flood protection are adding up to $50K in value in cities like Toronto and Calgary. But the real question isn’t whether these upgrades protect homes (they do); it’s whether homeowners and agents will start highlighting them in listings to unlock their full value.

Link to full story: https://rates.ca/resources/severe-weather-adaptations-boost-home-market-value-canada

56% of Canadians interested in EVs would consider a Chinese-built model like BYD or Chery, attracted by competitive pric...
04/01/2026

56% of Canadians interested in EVs would consider a Chinese-built model like BYD or Chery, attracted by competitive pricing, openness to emerging brands, and strong performance. 🚗🌏

With more lower-cost EVs entering the market this year, the question isn’t whether Canadians are interested — it’s whether these options can close the country’s EV affordability gap.

Link to full story: https://rates.ca/resources/electric-vehicles-survey-2026

EV interest is rising — but big concerns remain. While 30% of Canadians say they’d consider buying an EV, most still wor...
03/31/2026

EV interest is rising — but big concerns remain. While 30% of Canadians say they’d consider buying an EV, most still worry about:

đź’¸ Purchase price (59%)
🔋 Driving range (54%)
🛠️ Repair & maintenance costs (45%)

Only 6% say they have no concerns at all. So, while EV curiosity is growing — price and practicality still hold the keys to adoption. 🔑🔌

Link to full report: https://rates.ca/resources/electric-vehicles-survey-2026

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