Courtney Jones - Ontario Mortgage Agent

Courtney Jones - Ontario Mortgage Agent Courtney Jones Mortgage Agent Level 2
M23007295
Clover Mortgage Inc lic #13168

A perfect Mother’s Day! Thanks to me wonderful familyHappy Mothers Day to all the amazing women ❤️
05/10/2026

A perfect Mother’s Day! Thanks to me wonderful family
Happy Mothers Day to all the amazing women ❤️

📊 RATE HOLD — HERE’S THE QUICK TAKE 👇The Bank of Canada held its key rate at 2.25%.So… what does that mean?👉 Inflation i...
04/30/2026

📊 RATE HOLD — HERE’S THE QUICK TAKE 👇

The Bank of Canada held its key rate at 2.25%.

So… what does that mean?

👉 Inflation is still a bit sticky
👉 The economy is steady (not booming)
👉 Rates aren’t rising—but cuts aren’t guaranteed yet

💡 For you:
• Variable rates = holding
• Fixed rates = still fluctuating
• Buyers = more stability, but affordability matters

📅 Next announcement: June 10

“Spring market is heating up… but your budget shouldn’t melt. 🫠Before you fall in love with a house, know what you can a...
04/28/2026

“Spring market is heating up… but your budget shouldn’t melt. 🫠

Before you fall in love with a house, know what you can actually afford (not what the bank technically approves you for).

Pre-approval = power.
Strategy = savings.
Impulse = expensive.

If you’re even thinking about buying this year, let’s run your numbers properly—no surprises, no panic, no overpaying.

DM me “KEYS” 🔑 and I’ll break it down for you.

Nothing changed… and that’s the headline 👇Rates are held at 2.25% right now — and the Bank is in no rush to move.Why? Be...
03/18/2026

Nothing changed… and that’s the headline 👇

Rates are held at 2.25% right now — and the Bank is in no rush to move.

Why? Because everything is kind of… mixed.

Inflation has cooled off and is close to target ✔️
But the economy isn’t exactly strong ❌

So instead of jumping the gun either way, they’re choosing to just sit tight.

Add in everything happening globally — oil creeping up, ongoing conflicts, softer job data — and it makes sense they don’t want to make the wrong move too soon.

So what does that actually mean?

They’re not raising rates because they don’t want to slow things down further.
They’re not cutting rates because they’re not fully confident inflation is behind us.

It’s basically a “hold and watch” moment.

And honestly… this was expected.
No surprises, no sudden shifts — just a pause.

📅 Next rate decision: April 29, 2026

If you’re keeping an eye on mortgage rates or the market, today was pretty uneventful.

We’re in a bit of a “wait it out” phase right now.

The biggest thing keeping buyers on the sidelines right now?Fear of being stuck.But here’s what most people don’t unders...
02/27/2026

The biggest thing keeping buyers on the sidelines right now?

Fear of being stuck.

But here’s what most people don’t understand — mortgages are not jail sentences. They’re financial tools.

If structured properly, you can pivot when rates change.
If structured poorly, a “low rate” can cost you thousands in penalties later.

The conversation shouldn’t be:
“What’s your rate?”

It should be:
“What’s your strategy?”

If you’re in Ontario and unsure whether to buy now or wait, let’s actually look at your numbers instead of guessing.

Happy New Year! 🍾
01/01/2026

Happy New Year! 🍾

🇨🇦 Bank of Canada Update – December 10, 2025Prime Rate: 4.45%Overnight Rate: 2.25% – no change todayThe Bank of Canada k...
12/10/2025

🇨🇦 Bank of Canada Update – December 10, 2025
Prime Rate: 4.45%
Overnight Rate: 2.25% – no change today

The Bank of Canada kept rates steady this morning after October’s cut. The economy is still holding strong — recent GDP growth and solid job numbers are giving the bank confidence to stay the course for now.

Inflation is sitting close to the 2% target, but with global trade still a bit unpredictable, the BoC is keeping a close eye on things.

What this means for you:
Mortgage rates and general borrowing costs should remain fairly stable.

Variable-rate mortgages and lines of credit will likely stay the same.

Any future rate changes will depend on how inflation and economic growth trend over the next few months.

If you want to understand how this affects your mortgage or plans for 2026, I’m always here to help.

📩 [email protected]
📱 437-218-3008

Myth: “Once you’re approved, you’re good to go.”Fact: Not quite! 👀Your mortgage approval is based on your current financ...
11/19/2025

Myth: “Once you’re approved, you’re good to go.”
Fact: Not quite! 👀

Your mortgage approval is based on your current financial situation — so hold off on big purchases, new credit cards, or job changes until after closing. 💳🚗💼

Don’t risk your deal over something small! Always check with your mortgage agent (hi 👋) before making a move.

📧 [email protected]
📞 437-218-3008

🎃 Huge thank you to for their generous donations to our Clairlea Public School Halloween Howl tonight! 👻Your support he...
10/30/2025

🎃 Huge thank you to for their generous donations to our Clairlea Public School Halloween Howl tonight! 👻

Your support helps make events like this such a fun and memorable night for our students and families.

As a member of this community, it means so much to me to see locals supporting locals — it’s what makes Clairlea such a special place to be. 💛🖤

🎃 Reverse Trick-or-Treating! 🍬Sandra (my amazing realtor partner!) and I hit the streets in our neighborhood today — cha...
10/29/2025

🎃 Reverse Trick-or-Treating! 🍬

Sandra (my amazing realtor partner!) and I hit the streets in our neighborhood today — chatting with homeowners about what’s happening in the market, the recent rate drops, and of course… handing out candy! 🏡🍭

It was such a fun way to connect with people, share some good news about rates, and sprinkle in a little Halloween spirit while we were at it.

Curious about what your home’s worth or how the new rates might work in your favor? Let’s chat — we’re always just a doorstep away. 💚

📞 437-218-3008
📧 [email protected]

Address

Toronto, ON

Telephone

+14372183008

Website

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