PMT Mortgage Corp.

10/02/2026

When it comes to buying a home, transferring your mortgage, or refinancing, lenders look closely at your Equifax FICO score (which ranges from 300 to 900). But your raw score is only half the battle. Lenders are also looking at how you manage your available credit.

Are you planning to buy or refinance but aren't sure if your credit is in the right zone? Save this post as a checklist, and reach out to start a conversation! 📲

📧 [email protected]
📞 647-368-5009
🌐 www.pmtmortgage.ca

09/29/2026

Could a rate hold give you more time at today’s quoted rate? 🔒

A rate hold may lock in a quoted mortgage rate for up to 120 days while you compare your options. It isn’t simply a reservation: holding a rate involves submitting your application and document package to a lender for approval. That can be especially useful if your renewal date is approaching.

We monitor rates for our clients regularly. If rates drop before funding, we can generally request a lower rate. If a different lender makes more sense for your situation, we may also be able to move the application, subject to lender policies, timing and approval requirements.

The question to ask is simple: “Is a rate hold available, and what happens if rates change?”

Mortgage decisions can feel like a lot, but one clear question at a time helps. Family-first guidance, always. 💙

Reach out to find out which rates you may be eligible for, and what it would take to get there.

Subject to lender approval, qualifications and applicable terms. This is general information, not financial advice.

09/25/2026

You got the pre-approval, found the perfect home, and your closing date is officially set. You’re in the clear, right? Not quite! 🛑
Looking to Purchase, Renew, or Refinance? At PMT Mortgage, we’re serious about low rates and guiding you safely to the finish line. Reach out today:
📞 647-368-5009
✉️ [email protected]
🌐 www.pmtmortgage.ca

09/25/2026

09/22/2026

High-interest debt and multiple monthly payments can put pressure on your budget.

Refinancing your mortgage to reduce your payment or for debt consolidation may be an option worth reviewing. Depending on your situation, restructuring existing debt could help improve monthly cash flow, but every solution is different.

PMT Mortgage offers personalized, no-pressure mortgage reviews to help you understand your options clearly and make an informed decision.

If your monthly payments have started to feel tight, it may be worth a closer look.

Subject to lender approval, qualifications and applicable terms. This is general information, not financial advice.

09/11/2026

🏠 Buying a home is about more than just saving for the down payment.

From closing costs and land transfer tax to property taxes, insurance, utilities, maintenance and unexpected repairs — the true cost of homeownership can add up quickly.

Reach out to us today and let us help build a mortgage strategy that makes sense for you.

📞 647-368-5009
📧 [email protected]
🌐 www.pmtmortgage.ca

09/02/2026

It's that time of the week, time to settle in with your phone, tablet, or laptop, and check out Paul’s newest blog post! 📝🔥

📚✨ From Paul Meredith — Amazon  #1 best-selling author of “Beat the Bank – How to Win the Mortgage Game in Canada” 🇨🇦💡

💵 Don’t miss his weekly updates filled with expert mortgage tips, market insights, and money-saving strategies! 🏡📊

 🏡   📍   💸   🔒 VariableMortgageRates 📉 ProfessionalMortgageBroker 👔 TopMortgageBroker 🏆 PaulMeredithTeam 👥

09/02/2026

REMINDER: Give yourself credit!

09/01/2026

Buying your first home can feel incredibly overwhelming, but recent rule changes have made it easier to get into the market faster! From unlocking the power of the FHSA to taking advantage of the new 30-year amortizations, you have more options than you might realize. Swipe to see the top three moves you need to make this year.