Mortgages With Phil

Mortgages With Phil Mortgage Professional Here To Help You With All Your Mortgage Needs In Canada (Licence )

Reposting some of my previous blog entries with new thumbnails for aesthetics. Maybe you missed it, maybe you need the i...
03/25/2024

Reposting some of my previous blog entries with new thumbnails for aesthetics. Maybe you missed it, maybe you need the information now, or know someone that does 🏡

Is your mortgage coming up for renewal? Do you know about all the incredible options renewing your mortgage can afford you? If not, we have all the details here on how to make your mortgage renewal work for you as we start to think about 2024. Get a Better Rate Are you aware that when […]

Reposting some of my previous blog entries with new thumbnails for aesthetics. Maybe you missed it, maybe you need the i...
03/23/2024

Reposting some of my previous blog entries with new thumbnails for aesthetics. Maybe you missed it, maybe you need the information now, or know someone that does 🏡

Watching home renovation shows is inspiring, often providing us with ideas for our own spaces. However, there is a bit of a downside when it comes to these shows – they can be misleading when it comes to the renovation process. While we may want to recreate something from one of these shows, witho...

Reposting some of my previous blog entries with new thumbnails for aesthetics. Maybe you missed it, maybe you need the i...
03/22/2024

Reposting some of my previous blog entries with new thumbnails for aesthetics. Maybe you missed it, maybe you need the information now, or know someone that does 🏡

While not the only factor to look at when choosing a mortgage, interest rates continue to be one of the more prominent decision criteria with any mortgage product. Understanding how mortgage rates are determined and the differences between your typical fixed-rate and variable-rate options can help y...

Reposting some of my previous blog entries with new thumbnails for aesthetics. Maybe you missed it, maybe you need the i...
03/22/2024

Reposting some of my previous blog entries with new thumbnails for aesthetics. Maybe you missed it, maybe you need the information now, or know someone that does 🏡

When traditional lenders (such as banks or credit unions) deny mortgage financing, it can be easy to feel discouraged. However, it is important to remember that there is always an alternative! If you’re seeking a mortgage, but your application doesn’t fit into the box of the big traditional inst...

03/20/2024
I hope your 2024 is off to a great start! In case we don't cross paths soon, here is my business card. Please keep me in...
02/15/2024

I hope your 2024 is off to a great start! In case we don't cross paths soon, here is my business card. Please keep me in mind for any mortgage related business.

#2024

(437) 232-1232

[email protected]

Wishing everyone a most festive and incredibly enjoyable Holiday Season!Be excellent to each other and spread kindness t...
12/23/2023

Wishing everyone a most festive and incredibly enjoyable Holiday Season!

Be excellent to each other and spread kindness throughout the year, not just during the holidays ☮



As always, if you have any questions and are potentially looking into getting a first mortgage, a renewal, refinancing or considering a reverse mortgage... Please contact me directly 🏡

I'm here to help 📈

(437) 232-1232

[email protected]

12/19/2023

New Blog Post - Mortgage Renewal Benefits

Is your mortgage coming up for renewal? Do you know about all the incredible options renewing your mortgage can afford you? If not, we have all the details here on how to make your mortgage renewal work for you as we start to think about 2024. Get a Better Rate Are you aware that when […]

The biggest misconception I've encountered so far in the mortgage business is prospective clients having incredible loya...
12/08/2023

The biggest misconception I've encountered so far in the mortgage business is prospective clients having incredible loyalty to their banks for initial mortgages and renewals since they don't know (or fully understand) that they can look (shop) elsewhere.

There is no hidden agenda or sinister sales pitch by you being in control of what mortgage product you purchase if you look elsewhere outside of what "your bank" has to offer.

Yes, if you bank with TD, you can get a mortgage with another bank.

Seriously.

If another bank or lender offers a better rate at the time of purchase or renewal, why wouldn't you consider that option?!

It seems financially irresponsible not to weigh all options available.

Your bank can ONLY offer or sell you their OWN PRODUCTS.

As a mortgage agent, I can offer you hundreds of options from all lenders.

A cost benefit analysis of various mortgage product choices over the course of 10-25 years can make an INCREDIBLE DIFFERENCE in your profit margin when it comes time to sell your property.

You owe it to yourself to be aware of all the products available on the market rather than just the default options "your bank" offers.

To discuss any of this further & to explore ALL your options, please don't hesitate to contact me directly!

(437) 232-1232

[email protected]

Address

Toronto, ON

Alerts

Be the first to know and let us send you an email when Mortgages With Phil posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Mortgages With Phil:

Share