Perry's Mortgages

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Canada
Toronto, ON
Perry's Mortgages

Helping entrepreneurs and real estate professionals build their wealth in real estate 🏡
📍Toronto

08/29/2024

Missed a mortgage payment? We can definitely make things worse in our heads.

I need you to take a breath, take a minute, and SWIPE through to see what your next steps are (and why it's probably not as fatal as you might think).

08/28/2024

Yes, investing in a rental property is a great idea... But finding the right property... That's the play.

Here are the top 3 things to consider to ensure you're making the most strategic investment that gives you long-term benefits. SWIPE to learn more!

08/26/2024

Dream with me for a minute. You make the change in your family. You start a legacy that spans generations with one single investment.

Leveraging your home equity is the catalyst for big changes for your family's financial future. You might be facing a lot of challenges today, but this one decision can make a huge difference to your long-term security and financial success.

And we don't gatekeep info! There's enough for us all. Share this with someone who is also on the fence about their real estate investment!

08/23/2024

Looking for a budget-effective, non-overwhelming strategy to save for your next major purchase?

SWIPE to learn more about saving smartly for your future!

It's all about seeing the bigger picture and creating a plan that works for you. Your dreams can become your reality with a little bit of motivation, hard work and patience. Let's start your saving journey today!

08/21/2024

Calling all parents who are anxious about their kids' future!

If you're looking to get them a tax-free gift of a down payment for when they're looking to buy, SWIPE to learn how it works and what you need to consider before you do this!

08/20/2024

Think reverse mortgages are a bad idea? Let's bust that myth! If you’re 55 or older and eyeing retirement with some financial jitters, this could be your golden ticket.

Here’s the scoop ➡️ with a reverse mortgage, you can tap into up to 55% of your home’s value without selling it. Plus, you don't have to make monthly payments—you repay when you sell, move out, or when your estate is settled. It’s all about flexibility when you need it most.

Imagine staying in your home while using your home’s equity to cover healthcare costs, fund home improvements, or even help out the family—all without disturbing your daily routine.

And don’t sweat the details: a ‘No Negative Equity Guarantee’ ensures you’ll never owe more than your home’s market value. Keeps both you and your heirs out of the red.

Curious about turning your home equity into a retirement powerhouse? Let’s chat and see if a reverse mortgage fits your plan for a secure, enjoyable future.

08/16/2024

Are you a small biz owner? Great news! Owning a home is NOT out of the question for you.

Here's the thing about small business owners... While they're often the ones with all the hats, they often skimp on paying themselves.

So, when it comes to qualifying for a mortgage, looking at the taxable net income from the previous two years often doesn't cut it. Instead of throwing in the towel, all you have to do is look outside the box.

Check out these Canadian programs to help small businesses!

08/15/2024

Worried about keeping up with your mortgage because life decided to throw a curveball? That happens, and it is not fun.

Whether it’s job changes, a growing family or those sneaky unexpected expenses, it’s important to know your options before things get out of hand.

First step: Talk to your lender at the first sign of financial trouble. They can help you explore options like restructuring your mortgage or hitting the pause button on payments. These steps can lighten the load and help keep your home safe during tough times.

(No one wants to lose it while they're facing other big challenges).

SWIPE for tips on managing your mortgage when life gets unpredictable. Acting early can make all the difference.

08/12/2024

Remember "the good ol' days" when you could rely on pensions and a savings account for a secure future? Well, those days are behind us.

In today's world, it's all about being strategic with what we already have—like our home equity.

Enter cash damming ➡️ the smart way to make your mortgage work harder for you.
Forget picking up extra shifts, adding yet another side hustle or praying for a pension. Cash damming turns your non-deductible mortgage interest into a tax-deductible expense, boosting your cash flow without adding to your income.

Building wealth today is about working smarter, not harder—no more pounding pavement. Curious how cash damming can fit into your financial plans? Let’s chat about making your assets work for you!

08/07/2024

Ready to swap that rent check for a mortgage payment? A lot of people are!

Despite sky-high prices, a lot of Canadian renters have their sights set on homeownership in the next two years. The biggest hurdle? Scraping together that elusive down payment.

Sure, high borrowing costs and stiff competition are real, but 27% of renters—especially the 18-34-year-old crowd—are gearing up to buy soon. Most are saving diligently, with over half planning to use their savings.

Here's the kicker ➡️ in cities like Vancouver and Toronto, rent eats up half your income. No wonder saving feels like literally climbing Everest! But with rental prices rising and vacancy rates dropping, it's more important than ever to strategize and plan smartly.

Ready to turn your homeownership dreams into reality? Let's make a plan that works for you.

08/06/2024

Feeling like your budget's been sunburned this summer? You're not alone. Debt's hanging around like a bad tan line.

Good news, homeowners ➡️ your financial rescue plan might be right under your roof.

SWIPE to see how to turn that house into a debt-busting machine and keep your costs steady.

Taking control of debt means setting up for growth. Let’s chat about how this can work for you!

08/01/2024

The Bank of Canada’s rate cuts are making waves, and not all the splashes are as good as that first dip in the lake on a hot day. Could these faster-than-expected drops turn up the heat on the housing market?

With rates dropping, borrowing gets cheaper, but it might just spark a buying frenzy, pushing prices up. Sellers might be loving this, but buyers? Not so much. Too quick a drop, and we’re looking at a potential spike in prices that could throw things off balance.

Prospective buyers, this is your heads-up! ⤵️

Lower rates can make mortgages more affordable but also make the market a wild ride. Sellers are happy, but buyers need a solid strategy. It’s about thinking long-term, not just jumping on the next rate cut.

If you’re in the market, stay sharp and stay informed. This fall’s announcement from the BoC will be crucial. Let’s chat about how to navigate these changes and make smart moves that fit your financial goals and lifestyle.

Address

12/25 Scarsdale Road
Toronto, ON
M3B2R2

Telephone

+14164993349

Website

https://www.perrysmortgages.ca/

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