Dustin Vyner - Mortgage Broker

Dustin Vyner - Mortgage Broker Licensed Ontario Mortgage Broker with DV Capital, a Toronto-based boutique mortgage firm. Lic 13186

03/05/2026

Toronto homeowners: don’t miss this deadline.

If you own residential property in Toronto, you must submit your occupancy declaration for the City’s Toronto Vacant Home Tax - even if the property is your primary residence.

Deadline: April 30, 2026

If you don’t submit it, the property may be deemed vacant automatically, and the city could charge a tax equal to 3% of the property’s assessed value.

☎️ t. 647.987.1379
📧 e. [email protected]

Dustin Vyner
Mortgage Broker
DV Capital Corporation
Lic. 13186

02/23/2026

Over $2.1B in federal benefit and refund cheques remain uncashed.

That’s nearly 4 million payments sitting unclaimed.

Check your mail, and your online CRA account to verify.



☎️ t. 647.987.1379
📧 e. [email protected]

Dustin Vyner
Mortgage Broker
DV Capital Corporation
Lic. 13186

02/11/2026

Ontario Builders & Homeowners: Important HCRA Update (Feb 16, 2026)

Starting February 16, 2026, if your project falls under the New Home Construction Licensing Act, provincial permit applications to construct or demolish will require a valid HCRA licence number.

What this means:

•Builders and sellers must be licensed with the Home Construction Regulatory Authority.

•Homeowners hiring a builder should verify their licence through the Ontario Builder Directory.

•Mortgage and real estate professionals should keep this requirement in mind when navigating transactions.

If you have questions about construction financing, connect with us at DV Capital to learn more about our construction financing program.

☎️ t. 647.987.1379
📧 e. [email protected]
Dustin Vyner
Mortgage Broker
DV Capital Corporation
Lic. 13186





02/02/2026

What is Loan-to-Value?

•LTV is the percentage of a property’s value that’s financed by a mortgage.

•Higher LTV means less equity. Lower LTV means more equity.

•The math is simple: Mortgage amount ÷ property value × 100.

•For example, if a home is worth $1M and a lender allows 80% LTV, the maximum loan amount is $800K, leaving $200K in equity - or the required down payment.

•In certain situations, such as bridge financing or equity take-outs, borrowers may access higher leverage on the subject property by adding additional real estate as collateral, reducing the overall or blended LTV.

•That’s why, in scenarios where banks can’t provide the required financing, private mortgage financing can help enable the required LTV, with a cost premium, reflecting the increased flexibility and asset-based approach.



☎️ t. 647.987.1379
📧 e. [email protected]

Dustin Vyner
Mortgage Broker
DV Capital Corporation
Lic. 13186

12/03/2025

Private Financing: When & Why?

Private mortgages are meant to solve specific problems that traditional lenders often can’t or won’t.

Some common scenarios include:

•Property Type Flexibility.

•Income & Employment Structure.

•Bridge Financing.

•Urgent or Failed Closings.

•Special Circumstances.

Private mortgage financing comes with a pricing premium and shorter terms, and should always be paired with a tentative exit strategy.

DV Capital provides private mortgage financing across Ontario for purchases, refinances, equity take-outs, and special situations.

☎️ t. 647.987.1379
📧 e. [email protected]

Dustin Vyner
Mortgage Broker
DV Capital Corporation
Lic. 13186











Land Acquisition.📍When purchasing land, acquisition financing can support your project to reach the finish line. In some...
08/17/2023

Land Acquisition.📍

When purchasing land, acquisition financing can support your project to reach the finish line. In some cases, land financing will allow you to participate in an opportunity otherwise unavailable without the capital resource in place. Whether you're a homeowner, builder or developer looking to acquire land in an urban, suburban or rural location, DV Capital can assist you with the land acquisition financing.

Contact DV Capital to learn how we bring value to our clients’ land financing requirements!

☎️ t. 647.987.1379
📧 e. [email protected]

Dustin Vyner
Mortgage Broker
DV Capital Corporation
Lic. 13186

07/24/2023

The city of Hamilton is witnessing a significant growth in construction developments and today (June 20), it set a new record for having surpassed $1 billion worth of construction since the beginning of the 2023. Mayor Andrea Horwath, in recent interview (June 16), with publisher Khaled Iwamura from...

07/17/2023

​The Toronto real estate market has remained hot despite the Bank of Canada’s aggressive interest rate hikes over the past year.

07/10/2023

Ontario residents hoping to buy a house in an affordable city may have to travel pretty far outside the Greater Toronto Area.

07/03/2023

Lakelands North's waterfront market saw a jump in new listings in May, giving buyers more choices and more leverage.

06/26/2023

With the Quinte real estate market slowly rebounding with multiple offers on some homes after a stalled year of sales, the Ontario government says it is doing…

06/19/2023

This list will give you a glimpse into where Canadians are seeking out a more affordable, and often more fulfilling, way of life.

Address

200-150 King Street W
Toronto, ON
M5H1J9

Telephone

+16479871379

Website

Alerts

Be the first to know and let us send you an email when Dustin Vyner - Mortgage Broker posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category