Steve DeRee - your Best Mortgage

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Canada
Toronto, ON
Steve DeRee - your Best Mortgage

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Platinum Award Expert [email protected]
416-906-8033 Lets chat to ensure you have your Best Mortgage.

As an agent for Mortgage Outlet - The Mortgage Group TMG and with over 15 years experience as a mortgage professional, I am able to provide you with solutions and options to help you reach your goals for your next purchase, refinance, debt consolidation or your upcoming mortgage renewal.

09/30/2026

Mortgage rate choice ? Variable now ?
The Bank of Canada hasn't moved it's Prime rate in 7 straight decisions in 2026.
It has been a consumer rate of Prime 4.45% all year (2.25% BoC rate)
With available discounts your rate could be apprx 3.90%

So why are Fixed rates currently rising ?
Fixed rates are tied to 5yr Bond Yields and do not align to the direction of the BoC.
Yields have gone up almost a full 1% since Feb which has consumer Fixed rates in the middle to high 4s right now.

Lets connect for the best rate strategy for your new purchase, refi or renewal.

08/06/2026

Always a great feeling when you hear from clients post closing 😊
Making sure the mortgage process is not overwhelming and the client experience is stress free.

07/20/2026

That face of content after a tasty breakfast while meeting with an awesome realtor partner.
Discussing client deals and purchase options to help enhance each other's business.
Set the ground work, solid planning, review strategies and success will follow.

04/27/2026

Awesome when your clients get creative with their thank you, love this.
A pleasure helping Tania and her husband who is self employed, with their mortgage financing.

11/14/2025

Your upcoming Mortgage Renewal will have a higher rate than what you had.
Rates are higher now compared to your previous term.
I have the solutions to keep your payment the same or even lower.
Don't auto renew with your current lender, lets chat so you have BEST options.

10/07/2025

When you receive your mortgage renewal, you might be shocked by the new rates offered and your new increased payments.
Lets talk about easy options to keep your payments as low as possible.

09/26/2025

Mortgage Exit Penalty ?
Use this strategy to help minimize that cost by using well timed pre-payment privledges and save Big $$ 💰💰

09/18/2025

Mortgage knowledge is essential 💥 Always learning about new programs and solutions to help my clients with their Purchase or Refinancing.
Mortgage questions or concerns, let's talk.

08/14/2025

Buying your 1st home is exciting but can also be difficult as some purchasers need help from parents or other family members to help qualify for a mortgage approval.
Make sure you understand the options - let's talk 🏠🍁🇨🇦

06/19/2025

It isn't about just getting a good interest rate - make sure you know all the details before locking into your mortgage.
Early Exit Penalties can be crazy !!!

Address

Toronto, ON

Telephone

+14169068033

Website

https://mortgageoutlet.ca/

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