APX Lending

04/02/2026

In this FAQ, Andrei Poliakov, CEO of APX Lending, explains how APX Lending operates within a defined compliance framework across Canada and the United States. APX Lending is the first crypto backed lender to receive exemptive relief from the Canadian Securities Administrators, making it the only lender in North America operating under this approval. APX is also registered with FINTRAC in Canada and FinCEN in the US, and follows strict SOC 2 audited controls across its platform.

All borrower collateral is held with BitGo in segregated, insured cold storage, providing secure custody and full visibility throughout the loan term. APX Lending does not reinvest or rehypothecate collateral, and borrowers maintain full onchain transparency.

APX Lending is built for borrowers who want clear rules, insured custody, and a compliant environment for crypto backed loans.

Learn more about compliance, custody, insurance, collateral protection, and how APX Lending structures secure loan products for BTC and ETH holders.

Visit our site:
https://apxlending.com/

Follow APX Lending:
YouTube: https://www.youtube.com/
LinkedIn: https://www.linkedin.com/company/apxlending/
X: https://x.com/APXLending
Facebook: https://www.facebook.com/apxlending/
Instagram: https://www.instagram.com/apxlending/

11/21/2025

Bitcoin just pulled back from 83K.

Dips happen. Liquidations shouldn’t. If you need liquidity in a volatile market, borrow against your BTC.

Do. Not. Sell. It.

With APX, your collateral stays:
Insured
Segregated
Visible on-chain
Never pooled
Never rehypothecated

A 90% liquidation threshold gives you more room when the market moves, so you keep your exposure without risking forced selling. Borrow. Don’t sell.

https://apxlending.com/

11/13/2025

When you borrow against your Bitcoin or Ethereum, liquidation is the one risk that really matters. It happens when your collateral drops enough for the platform to sell a portion, or all of it, to cover your loan.

The latest APX Lending blog breaks down:
• What liquidation actually means
• How LTV and margin calls work
• Why most liquidations are avoidable
• How APX helps borrowers stay protected with 80% alerts and a 90% liquidation threshold

Clear math. No surprises.

Read the full piece: https://apxlending.com/blog/crypto-loan-liquidation

11/07/2025

APX Lending had the opportunity to connect with some of the most forward-thinking minds in crypto, finance, and regulation. From real-world asset use cases to discussions around compliance and transparency, the momentum toward responsible adoption is clear.

Even Eric Trump made an appearance, underscoring the growing intersection between crypto, politics, and mainstream finance.

Panel Spotlight: “How DeFi and Staking Are Changing the Crypto Landscape”
APX CEO Andrei Poliakov joined:
• Ben Thalman, Senior Protocol Analyst, Ethereum at Figment Inc. ‪‬
• Alice Hou, Research Analyst at Messari ‪‬
Moderated by Eric Spivak, CEO and Founder of New Friendship Tech

The panel explored:
• What sustainable lending looks like
• How staking models affect market volatility
• The importance of KYC and compliance for institutional adoption
• The future of Bitcoin-backed lending in the broader DeFi ecosystem
Andrei shared how APX is building a secure, transparent, and regulated lending platform with segregated wallets, no rehypothecation, and real-time on-chain visibility.

The panel starts at 3:09:12 — watch it here:
https://www.youtube.com/live/adoL-B_csR4?t=11352s

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11/05/2025

APX Lending CEO Andrei Poliakov is speaking this Thursday at the Blockchain Futurist Conference in Florida.

He’ll be joining industry leaders to discuss Bitcoin-backed loans, regulation, and the future of compliant crypto lending.

If you’re attending, connect with Andrei to talk Bitcoin or the state of digital finance.

Event details: https://www.futuristconference.com/florida/speakers

Untraceable Blockchain Events

10/31/2025

Canada’s first CSA-authorized crypto lender didn’t fight the system. It helped build it.

At APX, we earned trust the way real lenders do: through oversight, segregation, and proof.

Every asset verified.
Every wallet insured.
Every standard met.

Read Andrei Poliakov’s piece on how regulated crypto lending is reshaping Canada 👉 https://www.canadianlenders.org/blog_post/crypto-lendings-quiet-revolution/

10/29/2025

Rehypothecation: a mouthful of a word for a mouthful of risk.

At APX, your assets stay segregated, insured, and untouched.

Because the best custody policy is a simple one: don’t touch what isn’t yours.

Learn how rehypothecation works, and why we don’t do it

https://www.apxlending.com/blog/what-is-rehypothecation

10/28/2025

More traditional financial institutions are beginning to explore Bitcoin as part of their diversification strategy. As the gap between traditional and digital finance narrows, experts are helping define what safe and compliant crypto lending can look like.

Andrei Poliakov, CEO of APX Lending, shared insights with ConsumerAffairs on how crypto-backed lending allows borrowers to access liquidity without selling their digital assets, combining the stability of traditional lending with the innovation of blockchain.

Read the full article on ConsumerAffairs' site 👉 https://www.consumeraffairs.com/finance/what-is-crypto-lending.html

Loan out your crypto and earn interest without selling

10/24/2025

Strong message from the Canadian Securities Administrators/Autorités canadiennes valeurs mobilières this week for Canadian crypto borrowers, and we couldn’t be happier to hear it.

Crypto-backed lending is going mainstream, and regulation is catching up.

When you borrow, make sure your lender is authorized by the CSA. That’s how you know your assets are safe.

Here’s the CSA’s announcement 👉 https://www.securities-administrators.ca/news/csa-reminds-crypto-backed-lending-platforms-of-potential-regulatory-requirements-and-cautions-investors-over-risks/

And here’s our guide to navigating lenders in Canada 👉https://apxlending.com/blog/canadas-unlicenced-bitcoin-lenders

TORONTO – The Canadian Securities Administrators (CSA) reminds crypto-backed lending platforms about the possible application of securities law to their businesses and encourages them to ensure they comply with regulatory requirements. In addition, investors are reminded to seek information on the...

10/23/2025

“The one constant in this space is always Bitcoin.” – Koleya Karringten
Hard to argue with that.

Great chat between Florent (Flo) Thévenin from Blockchain North and Koleya at the Canadian Bitcoin Conference in Montreal on how Canadians are shaping Bitcoin’s future as the world’s most valuable asset.

At the Canadian Bitcoin Conference, Koleya Karringten, CEO of the newly rebranded Canadian Bitcoin Consortium, shared why the organization is going all in on...

10/20/2025

Want to borrow cash without selling your Bitcoin or Ethereum? A crypto-backed loan lets you use your assets as collateral while keeping your market exposure.

Learn how crypto loans work, what margin calls mean, and why APX Lending stands out for security, transparency, and compliance.

Read more 👉 https://www.apxlending.com/blog/what-is-a-crypto-loan

A crypto loan lets you borrow cash without selling your Bitcoin or ETH. Learn how crypto loans work, their risks, rates, and benefits in our guide.