Horizon Funding

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Horizon Funding

Get a Better Mortgage Centre Inc
FSRA License #10874
Carolyn Perry - Mortgage Broker Ontario, NB, NS, NFLD Welcome to Horizon Mortgages!

Whatever your home financing needs, Horizon is here to help.

06/30/2026

Thanks for being a top engager and making it on to my weekly engagement list! 🎉

Katelynn Murray Ings, Janyce Arsenault, Cory Ings, Alicia Caterini, Debbie McHugh

03/01/2026

Realtors, let’s talk about those "pre-approvals." 🏠

Are they actually solid, or just a piece of paper? This week alone, we’ve had four realtors reach out on Condition of Finance (COF) day because their client’s lender backed out at the very last second. That’s a lot of unnecessary stress on you and your clients!

We know how hard you work to get those deals together. At Horizon Mortgages, we’re here to be your safety net when things get tight. We work for the clients and the lenders which means we have strong relationships with the lenders. We pride ourselves on going above and beyond for even the toughest transactions, working with 97 lenders to find custom solutions that some of the big lenders miss. We communicate directly with the lenders to get the job done.

Don't let a lender's last-minute change of heart ruin your closing. Let’s double-check those approvals early so you can focus on what you do best: finding people their dream homes! We're here to save the deal and treat your clients like family.

Give us a shout if you have a tricky one on your desk!

02/12/2026

Thank you to all of our clients and referral partners. This is such a humbling honour. We are grateful for everyone. Get a Better Mortgage

02/07/2026

Is it just me, or is the year already flying by? 🕒

I’ve had a bit of a tough week, and it’s mostly because I hate seeing my clients miss out. I had five or six people call me this week ready to talk about their mortgage renewal... but their current term ends in just three weeks.

I’ll be totally honest with you: three weeks is really pushing it. It just doesn’t leave us enough time to properly shop around our almost 100 lenders or negotiate with your current bank to make sure you’re getting the absolute best deal.

Your mortgage is likely your biggest expense: don’t leave its future to the last minute! Take 30 seconds today to check your renewal date. If you’re within the next 4 to 6 months, now is the perfect time to chat.

We’re here to do the heavy lifting for you, even beyond the typical 9-5. Let’s make sure you’re treated like family and get the custom solution you deserve.

Send me a message or give us a call at Horizon Mortgages today! 🏠✨

01/29/2026

Today’s Bank of Canada announcement is officially in: they’re holding the rate steady! 🇨🇦

With this news, we’re getting the same question from almost everyone: "Is it finally time to lock in?" 🔒

The truth is, even the experts are divided right now. While we’re seeing a nice window of stability, there’s also a lot of talk about the 'renewal shock' hitting those with terms up in 2026. It can feel like a lot to juggle, but you don't have to figure it out alone.

At Horizon Mortgages, we treat our clients like family. That means we don't just give you a generic answer; we look at your unique financial goals and build a custom strategy. Whether you're a first-time buyer or looking to refinance, we have access to 125+ lenders to find the perfect fit for your life.

Stop stressing over the headlines and let the professionals do the work. We’re here to help you navigate the noise and find the best path forward for your home.

Reach out today for a quick chat! ☕️

01/14/2026

Did you know 60% of Canadian mortgages are renewing in 2026? Many homeowners are facing serious payment shocks: but the biggest mistake we see is waiting too long to reach out for help.

Renewing your mortgage doesn’t have to be stressful. At Horizon Mortgages, we make sure you’re fully prepared with access to nearly 100 lenders, so you don’t get stuck with higher payments. Even if your renewal isn’t tomorrow, connecting with us early gives you time to explore your options and secure the best rate for your unique situation.

Don’t wait for payment shock: let’s chat today and give your mortgage a full reality check!

DM us or visit horizonmortgages.ca

01/10/2026

Stanley says: "Don’t have a cow! Just check when your mortgage is up for renewal!" 🐄💡

Stanley’s got a nose for good deals: and you should too! With almost 100 lenders to choose from, we can help you wrangle the best rate before your renewal sneaks up on you. Don’t be left out in the pasture: send us a message or give us a call and we’ll help you herd your mortgage in the right direction! 🏡🤠

01/09/2026

Why stress about mortgage renewals when you could hand all the paperwork and rate-hunting to professionals (a.k.a. us)? At Horizon Mortgages, we take your worries and turn them into confetti: no spreadsheets, late-night panic, or Google deep-dives necessary. While we do the heavy lifting, you can focus on the really tough decisions, like mayo or mustard on your sandwich. (Spoiler: we nail decisions way faster than that.)

With almost 100 lenders at our fingertips, we’ll sniff out the best rates faster than your dog finds the treat stash. Let us wrangle the banks while you bask in the glory of a great deal and maybe, just maybe, find your missing socks.

Skip the renewal drama.

01/06/2026

If you’re self-employed, you know all about minimizing declared income for tax reasons: but did you know it can make getting a mortgage trickier? Don’t worry, you’re not alone and you have options! At Horizon Mortgages, we specialize in helping entrepreneurs and freelancers just like you get the mortgage they deserve. We work with programs tailored for self-employed Canadians: so your unique financial story doesn’t hold you back from homeownership.

If you’re feeling limited by your declared income, reach out to us. We’ll walk you through your options, explain the process, and make sure you get a mortgage solution that fits your real situation. Let’s get you into your dream home, your way!

Address

642 The Queensway
Toronto, ON
M8Y1K5

Telephone

+18669695546

Website

http://www.horizonmortgages.ca/

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